Explore the differences! FHA VS Conventional loan programs in Carlton, Yamhill County, Oregon

As of 2026, the conventional loan limit in Carlton, situated in Yamhill county, OR, is $726,200. The FHA loan limit is $672,750 for a single-family house.

Make use of the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Determine necessary income, credit potential, reserves, and qualification documents. This advanced calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in OR best suits your financial needs.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements for Carlton, Yamhill County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

This comparison table is relevant for zip codes: 97111

Explore Conventional and FHA Loan Options in Carlton, OR

The vision of Lendersa® is to quickly provide you with optimal Conventional, USDA, or FHA loans, free from hassle. Choose from three starting points to connect with compatible lenders and loan programs.

Results of USDA loan requests and matches by Lendersa


Carlton Lenders

  • First Federal, Yamhill County
  • 350 NE Baker Creek Road, Mcminnville, OR, 97128
  • Lends in Oregon
  • "When First Federal was founded nearly 100 years ago, we offered a new banking choice for Yamhill County residents. In the years since, we have grown in services and in number of branches, but our commitment to our customers and communities remains our primary focus. “We’re here, in the Yamhill Valley.
    Our mission is to provide superior banking.

  • Evergreen Home Loans
  • 1006 NE 3rd St, Suite B, McMinnville, OR, 97128
  • Lends in Oregon
  • Evergreen Home Loans is a premier local mortgage lender. We originate, fund, and service loans for our direct mortgage customers and provide mortgage solutions for our business partners, banks and credit unions. We deliver on time and as promised® while providing a “WOW” experience for our customers and our Evergreen family of associates.

  • CASHCO Financial Services, Inc
  • 922 SE Oak St, Hillsboro, OR, 97123
  • Lends in Oregon
  • CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.

  • Baseline Mortgage LLC
  • 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
  • Lends in Oregon
  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.

  • Lighthouse Financial Enterprises, Inc
  • 110 Wallace Rd. NW, Salem, OR, 97304
  • Lends in Oregon
  • At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.

  • Jenny Kuball | Capitol Mortgage Company Loan Officer
  • 2254 Wilmington Ave NW, Salem, OR, 97304
  • Lends in Oregon
  • As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.

  • Access G T Mortgage Inc
  • 3975 River Rd N #1, Keizer, OR, 97303
  • Lends in Oregon
  • We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.

  • Greater Oregon Mortgage Company
  • 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070
  • Lends in Oregon
  • Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.

  • Kahren Oxner at UMortgage
  • 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
  • Lends in Oregon
  • Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.

  • Borrow Smart Mortgage Inc
  • 9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
  • Lends in Oregon
  • Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.