FHA VS Conventional loan in McMinnville, Yamhill County, Oregon

As of 2026, the Conventional loan limit in McMinnville, within Yamhill, OR, is $726,200. In contrast, the FHA limit for a single-family home is $672,750.

Dive into the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA. Determine eligibility based on the required income, credit score, reserves, and documentation. Our advanced mortgage calculator offers a comparative view of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the best suited program for your situation in OR.

Explore loan offers from 100 diverse lenders

Loan Limits and Down Payment Requirements for 2026 in McMinnville, Yamhill, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

This table applies to zip codes: 97128

Explore Conventional and FHA Loan Options in McMinnville, OR

The mission of Lendersa® is to swiftly secure the most advantageous Conventional, USDA, or FHA loan without hassle. Begin with one of three entry points to connect with matching lenders and loan programs effectively.

Overview of Lendersa USDA loan request and results


McMinnville Lenders

  • First Federal, Yamhill County
  • 350 NE Baker Creek Road, Mcminnville, OR, 97128
  • Lends in Oregon
  • "When First Federal was founded nearly 100 years ago, we offered a new banking choice for Yamhill County residents. In the years since, we have grown in services and in number of branches, but our commitment to our customers and communities remains our primary focus. “We’re here, in the Yamhill Valley.
    Our mission is to provide superior banking.

  • Evergreen Home Loans
  • 1006 NE 3rd St, Suite B, McMinnville, OR, 97128
  • Lends in Oregon
  • Evergreen Home Loans is a premier local mortgage lender. We originate, fund, and service loans for our direct mortgage customers and provide mortgage solutions for our business partners, banks and credit unions. We deliver on time and as promised® while providing a “WOW” experience for our customers and our Evergreen family of associates.

  • Lighthouse Financial Enterprises, Inc
  • 110 Wallace Rd. NW, Salem, OR, 97304
  • Lends in Oregon
  • At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.

  • Jenny Kuball | Capitol Mortgage Company Loan Officer
  • 2254 Wilmington Ave NW, Salem, OR, 97304
  • Lends in Oregon
  • As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.

  • Access G T Mortgage Inc
  • 3975 River Rd N #1, Keizer, OR, 97303
  • Lends in Oregon
  • We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.

  • Heritage Grove Federal Credit Union
  • 631 Winter Street NE, Salem, OR, 97301
  • Lends in Oregon
  • When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.

  • Willamette Valley Bank
  • 101 High Street NE, Salem, OR, 97301
  • Lends in Oregon
  • At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.

  • Mighty Mortgage Home Loans
  • 2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
  • Lends in Oregon
  • Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.

  • Maps Credit Union
  • 451 Division St NE, Salem, OR, 97301
  • Lends in Oregon
  • Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.

  • Rock River Financial, Inc
  • 388 State St NE, Suite 500, Salem, OR, 97301
  • Lends in Oregon
  • We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.