In 2026, the Conventional loan limit in Central-Point, located in Jackson county, OR, is $647,200, while the FHA limit for a single-family home stands at $420,680.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator aligns Conforming Conventional loans, USDA, FHA, and VA side by side, helping identify the ideal program for your financial situation in OR.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,200 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to zip codes: 97502
The objective of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan with ease. Choose one of three starting options for connecting with matching lenders and loan programs.
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