FHA VS Conventional loan programs in Central-Point, Jackson County, Oregon

In 2026, the Conventional loan limit in Central-Point, located in Jackson county, OR, is $647,200, while the FHA limit for a single-family home stands at $420,680.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator aligns Conforming Conventional loans, USDA, FHA, and VA side by side, helping identify the ideal program for your financial situation in OR.

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2026 Loan Limits and Down Payment Requirements in Central-Point, Jackson, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,200 0%
FHA $420,680 3.5%

This table applies to zip codes: 97502

Available Conventional and FHA Loan Options in Central-Point, OR

The objective of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan with ease. Choose one of three starting options for connecting with matching lenders and loan programs.

Lendersa USDA loan requests and matching results overview


  • Investar Bank
  • 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503
  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.

  • Woods Mortgage and Financial Services LLC
  • 128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.

  • Universal Lending Services Inc
  • 5750 Johnston Street, Suite 102, Lafayette, LA, 70503
  • Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.

  • Prestige Mortgage of Louisiana LLC
  • 3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503
  • Prestige Mortgage of Louisiana LLC. is committed to providing our clients with the highest quality financial services combined with the lowest costs and rates available in the area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically.

  • Executive Mortgage, llc.
  • 3639 Ambassador Caffery, Suite 302, Lafayette, LA, 70503
  • Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply

  • FAMILY FIRST MORTGAGE
  • 3909 Ambassador Caffery Parkway, Lafayette, LA, 70503
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • InterTrust Mortgage, L.L.C.
  • 1027 Harding Street, Lafayette, LA, 70503
  • InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.

  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.

  • Five Star Mortgage Solutions
  • 19 East Main Street, Mooresville, IN, 46158
  • "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you.
    Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."

  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.

  • IBERIABank
  • 200 West Congress Street, Lafayette, LA, 70501
  • The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,

  • MORTGAGESOLUTIONS360 LLC
  • 127 Clinton St., Lafayette, LA, 70501
  • MortgageSolutions360 is a mortgage broker designed to make your experience fast and easy. We offer the experience to offer you the information that will help you make the best decisions. With several lenders to choose from, we are able to offer you the lowest rates and best service possible.
    WE MAKE IT EASY.