FHA VS Conventional loan programs in 2025 for Florence, Lane County, Oregon
In 2025, the loan limit for Conventional loans in Florence, within Lane county, OR, is $726,200. Meanwhile, the FHA limit for a single-family home is $481,850.
Use Lendersa®’s Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Assess requirements for income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping to determine the best program for your financial situation in OR.
2025 Loan Limits and Down Payment Requirements in Florence, County of Lane, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$481,850
3.5%
This table applies to the following zip codes: 97439
Variety of Conventional and FHA Loan Options in Florence, OR
The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Start by selecting one of these three pathways, guiding you to matching lenders and suitable loan programs.
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