FHA VS Conventional loan programs in 2025 for Junction-City, Lane County, Oregon

In 2025, Convetional loan limit in Junction-City, county of Lane, OR is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OR is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Junction-City, county of Lane, OR

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 97448

Conventional and FHA loan options in Junction-City, OR

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • First Midwest Bank
  • 704 N Westwood Blvd, Poplar Bluff, MO, 63901
  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals. We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
  • The State Savings Bank of Manistique
  • 101 South Cedar, Manistique, MI, 49854
  • In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
  • Manistique FCU
  • 121 East Elk Street, Manistique, MI, 49854
  • Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members. The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range
  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.
  • First Secure Bank and Trust Co.
  • 10360 South Roberts Road, Palos Hills, IL, 60465
  • First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center. The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.
  • Devon Bank
  • 6445 North Western Ave, Chicago, IL, 60645
  • full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.
  • First Financial Credit Union
  • 2942 W Peterson Avenue, Chicago, IL, 60659
  • First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
  • Scott State Bank
  • 101 West Main St., Bethany, IL, 61914
  • Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
  • Upward Home Loans
  • 14319 Timbergreen Drive, Magnolia, TX, 77355
  • Upward Home Loans, you will be our client for life. We believe that it’s our responsibility to assist you in managing the largest indebtedness that you’re ever going to take on in your life. Most people that do what I do for a living, provide you with the debt and then you don’t ever hear from them again, they walk away after they’ve gotten paid.