FHA VS Conventional loan in Junction-City, Lane County, Oregon
In 2026, the conventional loan limit in Junction-City, Lane county, OR is $647,200, whereas the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today among Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program fits best for your financial scenario in OR.
2026 Loan Limits and Down Payment Requirements in Junction-City, Lane, OR
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for these zip codes: 97448
Explore Conventional and FHA Loan Options in Junction-City, OR
At Lendersa®, the mission is to quickly secure the best Conventional, USDA, or FHA loan without hassle. Choose one of three pathways that will lead to matching lenders and loan programs.
OMT Mortgage offers service that is unmatched for all of our clients. Your complete satisfaction of our service and representation is our primary goal. There are many options and nuances of a mortgage transaction, and only an experienced and honest loan officer can help provide you with your best loan option or options.
Pacific Home Funding We understand what a significant part of your life your home represents. Representing security for your family, membership in a community and your most important financial investment – we stand ready to help guide you smoothly along the road to successful home ownership
Oregon Community Credit Union was founded more than 50 years ago in Eugene by a small group of passionate people. Years of taking great care of our members and providing the best possible financial services has made us the second largest state-chartered credit union in Oregon. Today, we serve 28 counties including Benton, Clackamas, Columbia, Lane.
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
Lends in Oregon
At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
Lends in Oregon
We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
