FHA VS Conventional loan in Garden-Home-Whitford, Washington County, Oregon
In 2026, the conventional loan limit for Garden-Home-Whitford, in Washington county, OR, is $647,200, whereas the FHA limit for a single-family home is $598,000.
Use the Lendersa® Conventional loan calculator to compare today's top rates of Conventional, FHA, and USDA loans and assess the needed income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you decide which program in OR is most beneficial for your specific financial situation.
2026 Loan Limits and Down Payment Specifications in Garden-Home-Whitford, Washington County, OR
Loan Type
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$414,000
0%
FHA
$598,000
3.5%
This table applies to zip codes: 97223
Choices for Conventional and FHA Loans in Garden-Home-Whitford, OR
At Lendersa®, the goal is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three paths to connect with matching lenders and loan programs.
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NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
Lends in Oregon
This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.
We are a very low cost, high service provider of residential mortgages throughout Oregon and our goal is to show you such a great value and easy process that you will become our biggest fans and refer us to your family and friends. Shop, compare and save a lot of money! We can guide you to the right loan amount and best program for you.
Mortgage Cafe NW was established to provide a better and more honest option. We believe you deserve lower mortgage rates, more loan options, lower costs, and someone who truly cares about your experience and success as a homeowner! We specialize in working with First Time Home Buyers and receive tremendous gratification when we assist our clients
10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
Lends in Oregon
Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
Lends in Oregon
Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
Lends in Oregon
Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
Lends in Oregon
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
