FHA VS Conventional loan programs in King-City, Washington County, Oregon
In 2026, the maximum limit for conventional loans in King-City, Washington county, OR stands at $647,200, while the FHA limit for a single-family home is $598,000.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and qualifications. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in finding the most suitable program in OR for your financial plans.
2026 Loan Limits and Down Payment Requirements in King-City, Washington County, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$414,000
0%
FHA
$598,000
3.5%
This table applies to these zip codes: 97224
Find Conventional and FHA Loan Options in King-City, OR
Lendersa® works to secure the best possible Conventional, USDA, or FHA loans for you promptly and effortlessly. Choose from three pathways to connect with matching lenders and loan programs.
18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
Lends in Oregon
Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
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NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
Lends in Oregon
This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.
We are a very low cost, high service provider of residential mortgages throughout Oregon and our goal is to show you such a great value and easy process that you will become our biggest fans and refer us to your family and friends. Shop, compare and save a lot of money! We can guide you to the right loan amount and best program for you.
Mortgage Cafe NW was established to provide a better and more honest option. We believe you deserve lower mortgage rates, more loan options, lower costs, and someone who truly cares about your experience and success as a homeowner! We specialize in working with First Time Home Buyers and receive tremendous gratification when we assist our clients
10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
Lends in Oregon
Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
