FHA VS Conventional loan programs in 2026 for Gold-Beach, Curry County, Oregon

In the year 2026, the loan limit for a Conventional loan in Gold-Beach, located in Curry county, OR, amounts to $647,200, while for a single-family home, the FHA limit is capped at $420,680.

Use the Lendersa® Conventional loan calculator to evaluate and compare today’s top rates for Conventional, FHA, and USDA loans. Determine the financial requirements like income, credit rating, reserves, and necessary documentation for qualification. This advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most appropriate program for your financial situation in OR.

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2026 loan limits and down payment requirements in Gold-Beach, Curry, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 97444

Available Conventional and FHA loan options in Gold-Beach, OR

Lendersa® is dedicated to assisting you in quickly obtaining the best possible Conventional, USDA, or FHA loan without the hassle. Start with one of the three pathways to connect with the right lenders and loan programs.

Lendersa results for USDA loans


Gold-Beach Lenders

  • By BayWest Mortgage Company
  • 519 Chetco Ave, Suite 1, Brookings, OR, 97415
  • Lends in Oregon
  • BayWest Mortgage Over 30 years experience specifically in residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Association of Mortgage Professionals. residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Ass.

  • Rogue Valley Mortgage LLC
  • 222 NE B Street, Grants Pass, OR, 97526
  • Lends in Oregon
  • We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.

  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526
  • Lends in Oregon
  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.

  • Access Mortgages Services, Inc.
  • 1630 Williams Hwy 140, Grants Pass, OR, 97527
  • Lends in Oregon
  • Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end

  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • Lends in Oregon
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.

  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Lends in Oregon
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.

  • Elemental Home Mortgage, LLC
  • 1612-2 NE Vine Street, Roseburg, OR, 97470
  • Lends in Oregon
  • Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals

  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Lends in Oregon
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.

  • Price Mortgage LLC
  • 3110 State Street, Medford, OR, 97503
  • Lends in Oregon
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.