FHA VS Conventional loan programs in 2026 for Grants-Pass, Josephine County, Oregon

In 2026, the loan limit for Conventional loans in Grants-Pass, within the county of Josephine, OR, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

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Leverage the Lendersa® Conventional loan calculator to assess today's best available rates among Conventional, FHA, and USDA loans. Evaluate the qualifying income, credit requirements, reserves, and necessary documentation. Our advanced mortgage calculator aligns Conforming Conventional loans, USDA, FHA, and VA, side by side, assisting you in selecting the most suitable program for your financial circumstances in OR.

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Loan Limits and Down Payment Requirements for 2026 in Grants-Pass, Josephine, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is pertinent to the following zip codes: 97526

Conventional and FHA Loan Options in Grants-Pass, OR

The goal of Lendersa® is to swiftly secure the most favorable Conventional, USDA, or FHA loan without hassle. Begin with one of the three starting options that effectively connect you to matching lenders and loan programs.

  1. Submit an optimal request for Conventional/USDA/FHA loans
  2. Review Conventional, USDA, and FHA rates & terms first
  3. Find the most extensive Conventional lenders database
Overview of Lendersa USDA loan requests and results



  • Cornerstone Mortgage, LLC
  • 1830 W Mason Street, Green Bay, WI, 54304

  • Cornerstone Mortgage is one of the largest mortgage lenders in Wisconsin and Upper Michigan, with 2 Wisconsin offices located in De Pere and Green Bay, as well as an office in Menominee, Michigan, and over 20 licensed loan originators on staff who have over 190 combined years of experience. We offer a vast array of mortgages

  • Cornerstone Mortgage
  • 1830 W. Mason Street, Suite 1, Green Bay, WI, 54303

  • We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.

  • Peoples Community Bank
  • 200 E 2nd Street, Annapolis, MO, 63620

  • Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.

  • The Bank of San Jacinto County, Coldspring, Texas
  • 100 Hwy 150, Coldspring, TX, 77331

  • The Bank of San Jacinto County is a community bank in every sense of the word. Our management and ownership is from here, and lives here. When you open an account or apply for a loan, nothing gets sent off to another corporate office, and chances are, you don’t live far from where your banker lives. We know our customers.

  • Barksdale Federal Credit Union
  • 9475 Ellerbe Rd, Shreveport, LA, 71106

  • In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.

  • Prime Capital Mortgage Inc
  • 5925 Line Ave, Suite 12, Shreveport, LA, 71106

  • Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.

  • Illinois Community Credit Union
  • 508 W. State Street, Sycamore, IL, 60178

  • Illinois Community Credit Union began in 1935 as Sycamore Community Credit Union. Community leaders came together to form a financial institution that was owned by and operated for the benefit of the people of Sycamore and the surrounding area. Sycamore Community Credit Union provided a place where local residents could borrow at reasonable rates.

  • Source 1 Mortgage
  • 1430 Dekalb ave, Sycamore, IL, 60178

  • Source 1 Mortgage has zero lender fees and is the largest Mortgage Brokerage in DeKalb county. We specialize in low down payment programs, as well as FHA, VA, Conventional and USDA loans. As a Brokerage we are able to works with some of the largest investors and mortgage wholesalers in the nation to offer you the widest array of product

  • Resource Bank
  • 555 Bethany Rd, Dekalb, IL, 60115

  • At Resource Bank, we believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, we’ve taken pride in giving you individual attention - from people who really care.

  • TruNorth Federal Credit Union
  • 1419 N Second Street, Ishpeming, MI, 49849

  • TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Waterman Bank
  • 248 W. Lincoln Hwy., Waterman, IL, 60556

  • Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.
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