FHA VS Conventional loan in Grants-Pass, Josephine County, Oregon
In 2025, the loan limit for Conventional loans in Grants-Pass, within the county of Josephine, OR, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Leverage the Lendersa® Conventional loan calculator to assess today's best available rates among Conventional, FHA, and USDA loans. Evaluate the qualifying income, credit requirements, reserves, and necessary documentation. Our advanced mortgage calculator aligns Conforming Conventional loans, USDA, FHA, and VA, side by side, assisting you in selecting the most suitable program for your financial circumstances in OR.
Loan Limits and Down Payment Requirements for 2025 in Grants-Pass, Josephine, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is pertinent to the following zip codes: 97526, 97527, 97528
Conventional and FHA Loan Options in Grants-Pass, OR
The goal of Lendersa® is to swiftly secure the most favorable Conventional, USDA, or FHA loan without hassle. Begin with one of the three starting options that effectively connect you to matching lenders and loan programs.
At i-bank. A bank that is independent minded and not afraid to do things a little differently. A bank focused on customer service and the unique needs of each individual who banks with us. A bank that genuinely cares for our customers and strives to help each of them reach their goals and their own financial independence.
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715 Terrace Street, Suite 101, Muskegon, MI, 49440
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