FHA VS Conventional loan programs in 2025 for Redwood, Josephine County, Oregon

In 2025, the loan limits in Redwood, Josephine county, OR for Conventional is $726,200, and for FHA, it's $472,030 for a single-family home.

Use Lendersa® calculator to compare top rates for Conventional, FHA, and USDA loans today. Determine income, credit, reserves, and documentation needed. Our advanced mortgage tool displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help choose the best program for you in OR.

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2025 Loan Limits and Down Payments in Redwood, Josephine, OR

Type Limit Down Payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 97527

Options for Loans in Redwood, OR

Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loans hassle-free. Begin with one of three ways to find matching lenders and loan options.

Lendersa USDA loan request and match results


  • MM Lending
  • 4165 Westport Rd, Suite 204, Louisville, KY, 40207
  • MM Lending, in Louisville, KY, is a private lending association that provides short-term financing to residential "fix and flip" investors. and also MM Lending offers short-term, hard money loans for residential real estate investors.are the primary means of funding for these investors.
  • Pride Mortgage Lending
  • 8048 Miller Road Suite B, Swartz Creek, MI, 48473
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Farmers & Merchants State Bank OH
  • 307 N Defiance St, Archbold, OH, 43502
  • Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
  • The Peoples Bank Co.
  • 112-14 West Main Street, Coldwater, OH, 45828
  • Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
  • Parker Mortgage Group LLC
  • 1101 S MAIN ST, STE 151, Chelsea, MI, 48118
  • Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.
  • First Equity Residential Mortgage Inc
  • 310 North Main, Suite 201, Chelsea, MI, 48118
  • If you are looking for First Equity Residential Mortgage, Inc., or are interested in financing a home in Michigan, you've come to the right place. Although we have some information on the website, the lending industry is going through constant change. We encourage you to give us a call with your unique circumstances and needs.
  • Sovita Credit Union
  • 4411 Calkins Road, Flint, MI, 48532
  • Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
  • Guaranty Home Mortgage Corporation
  • 10 Lea Avenue, Suite 800, Nashville, TN, 37210
  • Since 1985, Guaranty Home Mortgage Corporation, (GHMC) has been a market leader in mortgage lending. In 2019 GHMC transformed from a Federally Registered entity to an Independent Mortgage Banker and is currently licensed in 48 states. GHMC originates and purchases loans nationally through multiple channels.
  • The State Bank and Trust Company
  • 401 Clinton Street, Defiance, OH, 43512
  • State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions. Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
  • Midwest Community Federal Credit Union
  • 8770 State Route 66, Defiance, OH, 43512
  • Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.