FHA VS Conventional loan programs in Redwood, Josephine County, Oregon

In 2025, Convetional loan limit in Redwood, county of Josephine, OR is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OR is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Redwood, county of Josephine, OR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 97527

Conventional and FHA loan options in Redwood, OR

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Clarity Credit Union - Meridian, Idaho
  • 555 S. Meridian Rd, Meridian, ID, 83642
  • Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
  • Equity Northwest Real Estate
  • 129 E Pine Ave, Meridian, ID, 83642
  • Equity Northwest Real Estate | Responsive. Connected. Our Priority is YOU. We are Equity Northwest Real Estate. Regional Designated Broker, Kit Fitzgerald oversees a number of real estate agents, who dabble in all forms of real estate, from new construction to investment property, resale and more.
  • PMR - Premier Mortgage Resources LLC
  • 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642
  • At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
  • Capital Mortgage
  • 1857 S Millennium Way, Suite 100, Meridian, ID, 83642
  • Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
  • 1st Choice Mortgage Company, LLC
  • 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642
  • 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
  • Cardan Mortgage
  • 125 East Campbell Ave, Campbell, CA, 95008
  • At Cardan Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Mosaic Mortgage Group
  • 2315 S Bascom Ave, Suite 300A, Campbell, CA, 95008
  • We provide World-Class service and mortgage planning know-how for you and your family, for life. When it comes to mortgage financing, one size does not fit all. In fact, there are far too many rules and guidelines involved so that for us, the only way to find you the best loan is to start at the beginning.
  • Loans by Irene
  • 116 E. Campbell Avenue, Suite 5, Campbell, CA, 95008
  • Irene helps California homeowners strategically finance their real estate goals. She assists first time homebuyers in understanding and experiencing a smooth and detail-oriented home purchase process and she helps current homeowners analyze the cost/benefit of refinancing. In addition, she has a constant and steady grasp on interest rate trends
  • My Home Loan San Jose
  • 1475 S. Bascom Ave, Suite 212, Campbell, CA, 95008
  • Shawn Belknap founded ‘My Home Loan San Jose’ which is a full service licensed San Jose based mortgage company. As a San Jose Mortgage Broker, Shawn specializes in providing San Jose and surrounding cities mortgage refinancing, home purchases, and debt consolidation home loans including, FHA home loans, and much more.
  • InterBanc Real Estate Services
  • 1999 South Bascom Avenue, Campbell, CA, 95008
  • InterBanc Real Estate Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you