FHA VS Conventional loan programs in Hayesville, Marion County, Oregon

For 2026, the loan limit for Conventional loans in Hayesville, Marion, OR is $726,200. Meanwhile, the FHA limit for a single-family home is $483,000.

Leverage the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lays out Conforming Conventional loans, USDA, FHA, and VA, side by side, to help you pick the ideal program for your financial needs in OR.

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Loan Limits and Down Payment Requirements for 2026 in Hayesville, Marion, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $483,000 3.5%

This table applies to these zip codes: 97305

Explore Conventional and FHA Loan Options in Hayesville, OR

Lendersa® strives to provide the best possible Conventional, USDA, or FHA loan with speed and ease. Choose one of three starting points to find matching lenders and loan programs.

Overview of USDA loan requests and results with Lendersa


Hayesville Lenders

  • Access G T Mortgage Inc
  • 3975 River Rd N #1, Keizer, OR, 97303
  • Lends in Oregon
  • We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.

  • Heritage Grove Federal Credit Union
  • 631 Winter Street NE, Salem, OR, 97301
  • Lends in Oregon
  • When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.

  • Willamette Valley Bank
  • 101 High Street NE, Salem, OR, 97301
  • Lends in Oregon
  • At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.

  • Mighty Mortgage Home Loans
  • 2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
  • Lends in Oregon
  • Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.

  • Maps Credit Union
  • 451 Division St NE, Salem, OR, 97301
  • Lends in Oregon
  • Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.

  • Rock River Financial, Inc
  • 388 State St NE, Suite 500, Salem, OR, 97301
  • Lends in Oregon
  • We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.

  • Resident Lending Group
  • 1230 Liberty St. NE, Salem, OR, 97301
  • Lends in Oregon
  • as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.

  • Lighthouse Financial Enterprises, Inc
  • 110 Wallace Rd. NW, Salem, OR, 97304
  • Lends in Oregon
  • At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.

  • Jenny Kuball | Capitol Mortgage Company Loan Officer
  • 2254 Wilmington Ave NW, Salem, OR, 97304
  • Lends in Oregon
  • As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.

  • Ibew/Sj Cascade Federal Credit Union
  • 1825 12th Street SE, Suite 130, Salem, OR, 97302
  • Lends in Oregon
  • IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.