FHA VS Conventional loan programs in 2026 for Salem, Marion County, Oregon
In the year 2026, the loan limit for Conventional loans in Salem, situated in Marion county, OR, is $726,200. On the other hand, the FHA limit for a single-family home is $483,000.
Take advantage of the Lendersa® Conventional loan calculator to explore and compare today's best rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents needed to qualify. With our comprehensive mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the best program in OR tailored to your financial situation.
Loan Limits and Down Payment Requirements in Salem, Marion County, OR for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$483,000
3.5%
This table is relevant for zip codes: 97302
Discover Conventional and FHA Loan Options in Salem, OR
Lendersa® strives to quickly deliver the most advantageous Conventional, USDA, or FHA loan with no hassle. Begin with one of three starting options to connect with matching lenders and loan programs.
IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.
Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.
Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.
Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.
At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.
2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
Lends in Oregon
Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.
Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.
We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.
