Explore the differences! FHA VS Conventional loan programs in Hood-River, Hood River County, Oregon
In 2026, the limit for Conventional loans in Hood-River, situated in the county of Hood River, OR, is $647,200. Conversely, the FHA limit for a single-family home is $599,150.
Lendersa® offers a Conventional loan calculator that allows comparisons between today's best rates for Conventional, FHA, and USDA loans. It helps you determine the required income levels, credit ratings, available reserves, and necessary documentation for qualification. Our advanced mortgage calculator also lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling informed decisions on the best financial program to pursue in OR.
2026 Loan Limits and Down Payment Requirements in Hood-River, County of Hood River, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$599,150
3.5%
This table is applicable to the following zip codes: 97031
Discover Conventional and FHA Loan Options in Hood-River, OR
Lendersa® is dedicated to swiftly securing the best available Conventional, USDA, or FHA loans with minimal hassle. Begin by selecting one of three pathways that match you with appropriate lenders and loan programs.
Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.
Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.
