Explore the differences! FHA VS Conventional loan programs in Sandy, Clackamas County, Oregon

In 2026, the conventional loan limit in Sandy, which is in the county of Clackamas, OR, stands at $726,200, whereas the FHA limit for a single-family home is $672,750.

With the Lendersa® Conventional loan calculator, explore today's top rates for Conventional, FHA, and USDA loans. Assess what income level, credit, reserves, and documentation you need to meet eligibility criteria. This advanced mortgage calculator lets you compare Conforming Conventional loans with USDA, FHA, and VA options side by side, aiding in determining which program best suits your financial position in OR.

View and compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Sandy, County of Clackamas, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

This comparison table is valid for the zip codes: 97055

Available Conventional and FHA Loan Options in Sandy, OR

The main aim of Lendersa® is to quickly facilitate securing the best Conventional, USDA, or FHA loans available, without delay or hassle. Start with one of three approaches that help connect you with the right lenders and loan options.

Results of Lendersa USDA loan request matches


Sandy Lenders

  • Stonebridge Mortgage Group Inc.
  • 3384 SW Miller Dr, Gresham, OR, 97080
  • Lends in Oregon
  • Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.

  • Oregons Best Mortgage
  • 3054 SE Glacier Ave, Gresham, OR, 97080
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Rachel Moore
  • 750 NE Burnside, Gresham, OR, 97030
  • Lends in Oregon
  • We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.

  • Clackamas Federal Credit Union
  • 270 Warner Milne Road, Oregon City, OR, 97045
  • Lends in Oregon
  • Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.

  • Value Added Mortgage Group LLC
  • 19346 Auburn Drive, Oregon City, OR, 97045
  • Lends in Oregon
  • Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.

  • HILL VALLEY FINANCIAL SERVICES INC
  • 18080 S. Shiloh Lane, Oregon City, OR, 97045
  • Lends in Oregon
  • HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan

  • Scouters Mortgage
  • 1913 Main Street, Suite 151, Oregon City, OR, 97045
  • Lends in Oregon
  • "We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business.
    Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"

  • Northwest Reverse Mortgage
  • 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
  • Lends in Oregon
  • We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.

  • Golden Mortgage LLC
  • 10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
  • Lends in Oregon
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Root Mortgage
  • 10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
  • Lends in Oregon
  • At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.