FHA VS Conventional loan programs in Lebanon, Linn County, Oregon

During 2026, the Conventional loan limit for Lebanon in Linn county, OR, is set at $726,200, while the FHA limit for a single-family home is at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program for your financial situation in OR.

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Loan Limits and Down Payment Requirements for 2026 in Lebanon, Linn, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 97355

Discover Conventional and FHA Loan Options in Lebanon, OR

Lendersa's objective is to efficiently secure the best Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and loan programs.

Overview of Lendersa's USDA loan requests and matches


Lebanon Lenders

  • Willamette Community Bank
  • 333 Lyon Street SE, Albany, OR, 97321
  • Lends in Oregon
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses. Policies and decisions are made locally and in a thoughtful an

  • Expert Mortgage Group
  • 420 1st Ave East, Suite B, Albany, OR, 97321
  • Lends in Oregon
  • Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!

  • Platinum Mortgage Group
  • 220 6th Avenue SW, Albany, OR, 97321
  • Lends in Oregon
  • Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.

  • Central Willamette Credit Union
  • 7101 Supra Drive SW, Albany, OR, 97321
  • Lends in Oregon
  • Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.

  • Edgewater Financial
  • 410 N. 1st Ave, Stayton, OR, 97383
  • Lends in Oregon
  • Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.

  • Benton County Schools Credit Union
  • 2101 NW Professional Drive, Corvallis, OR, 97330
  • Lends in Oregon
  • Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment

  • Oregon State Credit Union
  • 4800 SW Research Way, Corvallis, OR, 97333
  • Lends in Oregon
  • Oregon State Credit Union, a state-chartered credit union. Since 1954 the credit union has been a member-owned, not-for-profit financial services institution. Earnings are returned to members in the form of competitive financial offerings, more service and convenience. We exist for the benefit of our member-owners, and not to profit from them.

  • Capital Mortgage Source
  • 301 Southwest 4th Street, Suite 160, Corvallis, OR, 97333
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • OMT Mortgage
  • 2645 Suzanne Way, Suite 2d, Eugene, OR, 97408
  • Lends in Oregon
  • OMT Mortgage offers service that is unmatched for all of our clients. Your complete satisfaction of our service and representation is our primary goal. There are many options and nuances of a mortgage transaction, and only an experienced and honest loan officer can help provide you with your best loan option or options.

  • Pacific Home Funding
  • 2780 Shadow View Drive, Eugene, OR, 97408
  • Lends in Oregon
  • Pacific Home Funding We understand what a significant part of your life your home represents. Representing security for your family, membership in a community and your most important financial investment – we stand ready to help guide you smoothly along the road to successful home ownership