FHA VS Conventional loan programs in 2025 for Jefferson, Marion County, Oregon

For 2025, the conventional loan limit in Jefferson located in the county of Marion, OR is $726,200, whereas the FHA limit for a single-family home is $483,000.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit details, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program for your financial situation in OR.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Jefferson, Marion, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $483,000 3.5%

This table is applicable to the following zip codes: 97352

Available Conventional and FHA Loan Choices in Jefferson, OR

The aim of Lendersa® is to quickly connect you with the best fitting Conventional, USDA, or FHA loan options, devoid of any hassle. Begin by choosing one of three paths that lead to matched lenders and suitable loan programs.

Matching results for USDA loans requested through Lendersa


  • Community Financial Credit Union
  • PO Box 8050, Plymouth, MI, 48170
  • Community Financial Credit Union is a not-for-profit, full-service financial institution headquartered in Plymouth, MI, with 13 branches in southeast and northern Michigan. For 70 years, Community Financial has been committed to giving back to the communities it serves.Membership is also available for businesses and other legal entities.
  • Abound Credit Union
  • PO Box 900, Radcliff, KY, 40159
  • Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Lending Solutions, LLC
  • 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518
  • Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
  • KTL PERFORMANCE MORTGAGE
  • 700 Wayne St, Greenville, OH, 45331
  • KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.
  • Silverline Lending
  • 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
  • Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
  • Pathway Mortgage
  • 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Advisors Capital, Inc.
  • 9810 Grand River Ave, Suite C-200, Novi, MI, 48375
  • We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.
  • Atlas Capital Mortgage
  • 120 Sears Avenue, Suite 208, Louisville, KY, 40207
  • Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.
  • Select Mortgage Advisors LLC
  • 600 Glen Court, Louisville, KY, 40207
  • Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.