Explore the differences! FHA VS Conventional loan programs in Jefferson, Marion County, Oregon

For 2026, the conventional loan limit in Jefferson located in the county of Marion, OR is $726,200, whereas the FHA limit for a single-family home is $483,000.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit details, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program for your financial situation in OR.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Jefferson, Marion, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $483,000 3.5%

This table is applicable to the following zip codes: 97352

Available Conventional and FHA Loan Choices in Jefferson, OR

The aim of Lendersa® is to quickly connect you with the best fitting Conventional, USDA, or FHA loan options, devoid of any hassle. Begin by choosing one of three paths that lead to matched lenders and suitable loan programs.

Matching results for USDA loans requested through Lendersa


Jefferson Lenders

  • Willamette Community Bank
  • 333 Lyon Street SE, Albany, OR, 97321
  • Lends in Oregon
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses. Policies and decisions are made locally and in a thoughtful an

  • Expert Mortgage Group
  • 420 1st Ave East, Suite B, Albany, OR, 97321
  • Lends in Oregon
  • Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!

  • Platinum Mortgage Group
  • 220 6th Avenue SW, Albany, OR, 97321
  • Lends in Oregon
  • Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.

  • Central Willamette Credit Union
  • 7101 Supra Drive SW, Albany, OR, 97321
  • Lends in Oregon
  • Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.

  • Ibew/Sj Cascade Federal Credit Union
  • 1825 12th Street SE, Suite 130, Salem, OR, 97302
  • Lends in Oregon
  • IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.

  • Valley Credit Union
  • 2096 Mission St, Salem, OR, 97302
  • Lends in Oregon
  • Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.

  • Landmark Professional Mortgage Company
  • 1255 Lee St SE, Suite 200, Salem, OR, 97302
  • Lends in Oregon
  • Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.

  • Mortgage First Corporation
  • 1761 Liberty St SE, Salem, OR, 97302
  • Lends in Oregon
  • Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.

  • Benton County Schools Credit Union
  • 2101 NW Professional Drive, Corvallis, OR, 97330
  • Lends in Oregon
  • Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment

  • Heritage Grove Federal Credit Union
  • 631 Winter Street NE, Salem, OR, 97301
  • Lends in Oregon
  • When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.