Explore the differences! FHA VS Conventional loan programs in Jefferson, Marion County, Oregon

For 2026, the conventional loan limit in Jefferson located in the county of Marion, OR is $726,200, whereas the FHA limit for a single-family home is $483,000.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit details, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program for your financial situation in OR.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Jefferson, Marion, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $483,000 3.5%

This table is applicable to the following zip codes: 97352

Available Conventional and FHA Loan Choices in Jefferson, OR

The aim of Lendersa® is to quickly connect you with the best fitting Conventional, USDA, or FHA loan options, devoid of any hassle. Begin by choosing one of three paths that lead to matched lenders and suitable loan programs.

Matching results for USDA loans requested through Lendersa


  • GRP Community Lending
  • 12848 Queensbury Lane, Suite 208, Houston, TX, 77024
  • At GRP Community Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • BWC Lending LLC
  • 10497 Town & Country Way, Suite 734, Houston, TX, 77024
  • BWC Lending: Because We Care When our president, Chad Helmcamp, decided to start this company, he emailed his teammates and asked why they would refer clients to him. In one form or another, the response he received was, "Because you really care about our borrowers." That care doesn't stop with Chad though.

  • AMI Lenders Inc
  • 710 N Post Oak Rd, Suite 208, Houston, TX, 77024
  • AMI Lenders offers lower documentation requirements, quick turnaround time, and personal service. Our seasoned lenders are ready to work with you in securing the loan that better serves your needs. With a history of over 20 years financing properties in Houston, you can be sure you're in good hands with AMI when securing

  • Texas Funding Corporation
  • 10497 Town and Country Way, Suite 810, Houston, TX, 77024
  • Since our founding in 1982, our company has specialized in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. We purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes.

  • Angelo Christian Financial
  • 800 Town and Country BLVD, Suite 500, Houston, TX, 77024
  • "Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children.
    WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"

  • Lone Star Bank
  • 2600 South Gessner Road, Houston, TX, 77063
  • Lone Star Bank was established in Houston in 2006. We are an independent and privately owned community bank primarily engaged in commercial banking with a diversified line of financial products and services, including conventional business and real estate loans and SBA loans. With superior customer service and local decision making.

  • Turn-Key Mortgage Inc
  • 8218 Summer Breeze Lane, Rosenberg, TX, 77469
  • As a certified broker Jennifer Brown have beenhelping the people of Houston understand and navigate the complex process of buying or refinancing a property. My services help clients secure the necessary financing for one of life’s most significant purchases. Jennifer committed to easing your concerns and addressing all of your mortgage needs.

  • Baker Mortgage
  • 1 Sugar Creek Center Blvd, Suite 945, Sugar Land, TX, 77478
  • Baker Mortgage was started in 1955 by Gordon R. Baker, a native Houstonian who grew up in a modest home on Anita Street in downtown Houston. After a tour of duty in the U.S. Navy, and putting himself through school at the University of Houston, it was rather obvious that Gordon was not going to be happy with the average desk job.

  • Journey Lending
  • 15907 Morgan Street, Sugar Land, TX, 77478
  • Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.

  • Top Mortgage LLC
  • 800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
  • Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.