FHA VS Conventional loan programs in 2026 for Molalla, Clackamas County, Oregon
For 2026, in Molalla located in Clackamas county, OR, the conventional loan limit is $726,200, whereas the FHA limit stands at $672,750 for a singular family residence.
Employ the Lendersa® Conventional loan calculator to weigh today's top rates between Conventional, FHA, and USDA loans and ascertain the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the best choice for your unique financial situation in OR.
2026 Loan Limits & Down Payment Necessities in Molalla, Clackamas County, OR
Loan Category
Maximum Loan Amount
Down Payment Required
Standard Conventional
$726,200
3%
USDA
$478,400
0%
FHA
$672,750
3.5%
This table relates to the following zip codes: 97038
Conventional and FHA Loan Alternatives in Molalla, OR
The mission of Lendersa® is to facilitate securing the best possible terms for Conventional, USDA, or FHA loans quickly and efficiently. Please choose between three initial options to match you with compatible lenders and loan programs.
At Oregon Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.
Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.
Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.
HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan
1913 Main Street, Suite 151, Oregon City, OR, 97045
Lends in Oregon
"We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business. Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
1800 Blankenship Road, Suite 206, West Linn, OR, 97068
Lends in Oregon
Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Lends in Oregon
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
