FHA VS Conventional loan programs in Estacada, Clackamas County, Oregon

In 2026, the conventional loan limit in Estacada, within Clackamas county, OR is $726,200, while the FHA limit for a single-family home is $672,750.

Use the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and documents to qualify. Our advanced mortgage tool allows side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding which program in OR is most suitable for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Estacada, Clackamas County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

This table is applicable to the following zip codes: 97023

Loan Options for Conventional and FHA in Estacada, OR

Lendersa® targets the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

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Estacada Lenders

  • Oregon Home Mortgage
  • 1585 W Main St, Suite S, Molalla, OR, 97038
  • Lends in Oregon
  • At Oregon Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Clackamas Federal Credit Union
  • 270 Warner Milne Road, Oregon City, OR, 97045
  • Lends in Oregon
  • Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.

  • Value Added Mortgage Group LLC
  • 19346 Auburn Drive, Oregon City, OR, 97045
  • Lends in Oregon
  • Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.

  • HILL VALLEY FINANCIAL SERVICES INC
  • 18080 S. Shiloh Lane, Oregon City, OR, 97045
  • Lends in Oregon
  • HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan

  • Scouters Mortgage
  • 1913 Main Street, Suite 151, Oregon City, OR, 97045
  • Lends in Oregon
  • "We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business.
    Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"

  • Stonebridge Mortgage Group Inc.
  • 3384 SW Miller Dr, Gresham, OR, 97080
  • Lends in Oregon
  • Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.

  • Oregons Best Mortgage
  • 3054 SE Glacier Ave, Gresham, OR, 97080
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Northwest Reverse Mortgage
  • 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
  • Lends in Oregon
  • We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.

  • Golden Mortgage LLC
  • 10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
  • Lends in Oregon
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Root Mortgage
  • 10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
  • Lends in Oregon
  • At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.