FHA VS Conventional loan programs in 2026 for Oregon-City, Clackamas County, Oregon
In 2026, the Conventional loan limit in Oregon-City, Clackamas county, OR, is $647,200, whereas the FHA limit for a single-family home is $598,000.
Utilize the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. Determine income, credit criteria, reserves, and necessary documents for qualification. Our advanced mortgage tool lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you select the ideal program for your financial situation in OR.
2026 Loan Limits and Down Payment Requirements in Oregon-City, Clackamas, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$414,000
0%
FHA
$598,000
3.5%
This table applies to the following zip codes: 97045
Discover Conventional and FHA Loan Options in Oregon-City, OR
Lendersa® aims to swiftly deliver the best Conventional, USDA, or FHA loan options efficiently and without hassle. Choose one of the three starting points to connect with matching lenders and loan programs.
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At First Bank, our mission and values are behind everything we do. We deliver the financial solutions YOU need! Since 1864 our priority has been to our customers. Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
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