FHA VS Conventional loan in Oregon-City, Clackamas County, Oregon

In 2025, the Conventional loan limit in Oregon-City, Clackamas county, OR, is $647,200, whereas the FHA limit for a single-family home is $598,000.

Utilize the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. Determine income, credit criteria, reserves, and necessary documents for qualification. Our advanced mortgage tool lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you select the ideal program for your financial situation in OR.

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2025 Loan Limits and Down Payment Requirements in Oregon-City, Clackamas, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $414,000 0%
FHA $598,000 3.5%

This table applies to the following zip codes: 97045

Discover Conventional and FHA Loan Options in Oregon-City, OR

Lendersa® aims to swiftly deliver the best Conventional, USDA, or FHA loan options efficiently and without hassle. Choose one of the three starting points to connect with matching lenders and loan programs.

Overview of loan requests and matches with Lendersa USDA


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  • Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.
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