FHA VS Conventional loan in Philomath, Benton County, Oregon

In 2025, Convetional loan limit in Philomath, county of Benton, OR is $726,200 while FHA limit is $560,050 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OR is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Philomath, county of Benton, OR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $386,400 0%
FHA $560,050 3.5%

The comparison table applies to zip codes: 97370

Conventional and FHA loan options in Philomath, OR

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • LJI Wealth Management
  • 6569 Carrollton Avenue, Indianapolis, IN, 46220
  • As an Independent firm our focus is solely on helping you. When it comes to investment advice, we are fee-based. We have no incentive to work with a specific mutual fund company – ever. Our clients come from all walks of life. The common thread is they all appreciate objective, professional advice and solutions based on experience.
  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase Refinance Fixed & ARMs Conventional Loans FHA Loans VA Loans"
  • POWELL HOME MORTGAGE, LLC
  • 7730 Camelback Dr., Indianapolis, IN, 46250
  • Powell Home Mortgage we are a full-service mortgage company based in Indianapolis, IN. We specialize in FHA,Conventional, VA Mortgage in Indianapolis & surrounding cities.Whether you are buying a home or refinancing your current loan, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Royal United Mortgage LLC
  • 7999 Knue Rd, Suite 300, Indianapolis, IN, 46250
  • Royal United Mortgage was founded with the belief that there had to be a better, friendlier, more honorable way to provide people loans.A way that brought compassion to the mortgage loan industry.A way dedicated to improving lives.Well, that belief lives on here today.Making a difference in the lives of the communities we serve is our top priority.
  • Dow Chemical Employees' Credit Union
  • 600 E Lyon Road, Midland, MI, 48640
  • Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan. In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
  • American Dream Mortgage LLC
  • 11478 Lantern Road, Suite A, Fishers, IN, 46038
  • Dana T. Greenwood As a licensed mortgage loan originator, I support my clients from pre-approval all the way through closing. Whether you are a first time home buyer or a seasoned home owner, you can trust me with all of your home financing needs! American Dream Mortgage Llc covered your mortgage process.
  • Diamond Mortgage LLC
  • 14074 Trade Center Drive, Suite 255, Fishers, IN, 46038
  • We approach each challenge and opportunity with a unique level of commitment and consideration for our clients long-term benefit. Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. Diamond Mortgage, you will have the financial tools, experience, & technology to reach your goals.
  • Capital Mortgage Solutions
  • 14074 Trade Center Drive, Suite 241, Fishers, IN, 46038
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CrownMark Mortgage
  • 8980 Technology Dr., Fishers, IN, 46038
  • When you're applying for mortgages in Fishers, IN, trust your personal information and financial details to the team members at CrownMark Mortgage. With more than 20 years of experience assisting our customers' needs for mortgages, we're dedicated to providing client satisfaction.
  • Independence Bank
  • 2425 Frederica St, Owensboro, KY, 42301
  • Independence Bank sought to create a banking revolution. Shortly after appointing the Bank’s current CEO in 1991, Independence Bank arrived at a flashpoint in this mission. It was a time when financial multinationals marched through communities annexing smaller banks. Centralized, “big bank” practices became the norm.
  • BDR Mortgage Capital LLC
  • 23 S. 8th St, Suite 1500, Noblesville, IN, 46060
  • At BDR Mortgage Capital. We are a full-service mortgage company based in NOBLESVILLE, Indiana. We specialize in home loans in the state of Indiana. We also serve the surrounding cities in Hamilton and Marion Counties. Whether you are buying a home or refinancing in the zip codes of 46062,
  • Southern Michigan Bank & Trust
  • 51 W Pearl St, Coldwater, MI, 49036
  • SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.