In 2026, the conventional loan limit in Philomath, located in Benton county, OR, is $726,200, while the FHA limit for a single-family home is $560,050.
Use the Lendersa® Conventional loan calculator to compare the most competitive rates among Conventional, FHA, and USDA loans today. Determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage tool presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting in deciding the best program in OR for your financial situation.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $386,400 | 0% |
| FHA | $560,050 | 3.5% |
This comparison table is applicable to zip codes: 97370
The aim at Lendersa® is to promptly secure the best available Conventional, USDA, or FHA loan without hassle. Select one of three starting points to be matched with appropriate lenders and loan programs.
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