In 2026, the Conventional loan limit in Independence, within Polk county, OR, is $726,200. The FHA limit for a single-family home is $483,000.
Use Lendersa®'s Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Learn about the income, credit, reserves, and documents required for qualification. Our advanced calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side to help decide which program in OR suits your financial needs best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $483,000 | 3.5% |
The table comparison is applicable to the following zip codes: 97351
Lendersa® is committed to finding the best Conventional, USDA, or FHA loan for you quickly and without complications. Choose from three avenues to connect with suitable lenders and loan programs.
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