Explore the differences! FHA VS Conventional loan programs in Portland, Multnomah County, Oregon

In 2026, the Conventional loan limit for Portland, located in Multnomah county, OR, is $726,200. Meanwhile, for a single-family home, the FHA limit is $672,750.

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With Lendersa®'s Conventional loan calculator, you can compare the best rates for Conventional, FHA, and USDA loans today. Evaluate the income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans so you can pick the most suitable program for your financial situation in OR.

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2026 Loan Limits and Down Payment Requirements in Portland, Multnomah County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

This table is applicable to zip codes: 97227

Conventional and FHA Loan Options in Portland, OR

The objective of Lendersa® is to secure you the optimal Conventional, USDA, or FHA loan efficiently and without delay. Select one of three starting avenues to match with suitable lenders and loan programs.

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Overview of loan request and match results with Lendersa USDA



  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006

  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006

  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.

  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006

  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.

  • Generations Mortgage
  • 3665 N Investment Dr, Fayetteville, AR, 72703

  • Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.

  • HomeBank
  • 400 S Main St, Palmyra, MO, 63461

  • HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person

  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028

  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.

  • Texas Trust Credit Union
  • 5850 W Interstate 20, Suite 200, Arlington, TX, 76017

  • Our commitment to service has earned us multiple awards in every community we call home. Employees at Texas Trust have also volunteer over 3, 200 hours a year helping us spread the Texas Trust story and showing our commitment to our community. Because of our employees, Texas Trust was voted as one of the Top 100 Places to Work.

  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017

  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.

  • UPTOWN FUNDING, LLC
  • 5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039

  • Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline

  • Sherman Bridge
  • 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039

  • Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
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