FHA VS Conventional loan programs in 2026 for Portland, Multnomah County, Oregon
In 2026, the Conventional loan limit for Portland, located in Multnomah county, OR, is $726,200. Meanwhile, for a single-family home, the FHA limit is $672,750.
With Lendersa®'s Conventional loan calculator, you can compare the best rates for Conventional, FHA, and USDA loans today. Evaluate the income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans so you can pick the most suitable program for your financial situation in OR.
2026 Loan Limits and Down Payment Requirements in Portland, Multnomah County, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$478,400
0%
FHA
$672,750
3.5%
This table is applicable to zip codes: 97227
Conventional and FHA Loan Options in Portland, OR
The objective of Lendersa® is to secure you the optimal Conventional, USDA, or FHA loan efficiently and without delay. Select one of three starting avenues to match with suitable lenders and loan programs.
221 NW Second Avenue, Suite 100, Portland, OR, 97209
Lends in Oregon
Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.
Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.
Team Swan is the destination for people to become homeowners. It is our mission to be the leading lender to provide families homes where they can create memories and share ideas. We want to help make people's dreams a reality by providing the security of a home for all families. All we need to do is put an address to your dream.
Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.
At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
2809 Northeast Martin Luther King Blvd, Portland, OR, 97212
Lends in Oregon
Theory Mortgage provides borrowers with mortgage strategy guidance for the greatest personal prosperity, while contributing to the greater good of the community. Whether we're buying business cards or meeting a client for coffee, we choose to support local, small businesses to enrich our community.
Portland Housing Center is your trusted resource no matter where you are at in the homebuying process. When you register we’ll help you determine what services you need to become a successful homebuyer and connect you with one on one counseling, financial management and homebuyer classes, and financial products that can help you become successful.
650 Holladay Street, Suite 1600, Portland, OR, 97232
Lends in Oregon
Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day.
We employ paperless document management, electronic signing.
