FHA VS Conventional loan programs in 2026 for Seaside, Clatsop County, Oregon
For 2026, the conventional loan limit in Seaside, Clatsop county, OR, is $726,200, and the FHA limit for a single-family home is $529,000.
Use the Lendersa® Conventional loan calculator to compare the best rates among Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine the most suitable program for your financial needs in OR.
2026 Loan Limits and Down Payment Details in Seaside, Clatsop County, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$349,600
0%
FHA
$529,000
3.5%
This table applies to the zip codes: 97138
Explore Conventional and FHA Loan Options in Seaside, OR
The mission at Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan for you. Choose from three options to connect with matching lenders and programs.
At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.
51895 SW Old Portland Rd, Suite B, Scappoose, OR, 97056
Lends in Oregon
Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process
InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
Lends in Oregon
Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.
