FHA VS Conventional loan programs in 2026 for Seaside, Clatsop County, Oregon

For 2026, the conventional loan limit in Seaside, Clatsop county, OR, is $726,200, and the FHA limit for a single-family home is $529,000.

Use the Lendersa® Conventional loan calculator to compare the best rates among Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine the most suitable program for your financial needs in OR.

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2026 Loan Limits and Down Payment Details in Seaside, Clatsop County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $349,600 0%
FHA $529,000 3.5%

This table applies to the zip codes: 97138

Explore Conventional and FHA Loan Options in Seaside, OR

The mission at Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan for you. Choose from three options to connect with matching lenders and programs.

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