FHA VS Conventional loan in Scappoose, Columbia County, Oregon

In 2026, the conventional loan limit for Scappoose, in Columbia county, OR, is $726,200; the FHA limit for a single-family home is $672,750.

The Lendersa® Conventional loan calculator allows you to evaluate today's top rates between Conventional, FHA, and USDA loans and determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, aiding in your decision of the best program in OR for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Scappoose, Columbia County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

This comparison table applies to zip codes: 97056

Discover Conventional and FHA Loan Choices in Scappoose, OR

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans quickly and efficiently. Pick one of three paths that connect you to the right lenders and loan programs.

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Scappoose Lenders

  • CASCADIA HOME LOANS
  • 51895 SW Old Portland Rd, Suite B, Scappoose, OR, 97056
  • Lends in Oregon
  • Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process

  • InRoads Credit Union
  • 1720 St Helens St, Saint Helens, OR, 97051
  • Lends in Oregon
  • InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.

  • A1 Residential Mortgage
  • 3645 NW John Olsen Place, Hillsboro, OR, 97124
  • Lends in Oregon
  • A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Cascade Residential Mortgage, LLC
  • 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124
  • Lends in Oregon
  • Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Lends in Oregon
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.

  • Full Spectrum Capital Corporation
  • 7439 N Fiske Ave, Portland, OR, 97203
  • Lends in Oregon
  • Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.