Explore the differences! FHA VS Conventional loan programs in Astoria, Clatsop County, Oregon

In 2026, the loan limit for a Conventional loan in Astoria, within the county of Clatsop, OR, is $726,200. At the same time, the FHA limit for a single-family home is $529,000.

Take advantage of the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Understand income, credit, reserves, and document requirements needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining which program fits your financial situation best in OR.

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2026 Loan Limits and Downpayment Requirements in Astoria, County of Clatsop, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $349,600 0%
FHA $529,000 3.5%

This comparison applies to these zip codes: 97103

Your Options for Conventional and FHA Loans in Astoria, OR

Lendersa® is dedicated to securing the best available Conventional, USDA, or FHA loan swiftly and without complications. Choose among three initial approaches that align you with matching lenders and loan solutions.

Outcomes of Lendersa USDA loan requests and matching results


Astoria Lenders

  • Wauna Credit Union
  • 101 SE Truehaak Street, Clatskanie, OR, 97016
  • Lends in Oregon
  • At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.

  • CASCADIA HOME LOANS
  • 51895 SW Old Portland Rd, Suite B, Scappoose, OR, 97056
  • Lends in Oregon
  • Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process

  • InRoads Credit Union
  • 1720 St Helens St, Saint Helens, OR, 97051
  • Lends in Oregon
  • InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.

  • A1 Residential Mortgage
  • 3645 NW John Olsen Place, Hillsboro, OR, 97124
  • Lends in Oregon
  • A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Cascade Residential Mortgage, LLC
  • 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124
  • Lends in Oregon
  • Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Lends in Oregon
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.