Explore the differences! FHA VS Conventional loan programs in Athens, Bradford County, Pennsylvania

In 2026, the limit for Conventional loans in Athens, Bradford county, PA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to qualify. This sophisticated mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in PA is optimal for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Athens, Bradford County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Table applies to zip codes: 18810

Conventional and FHA Loan Options in Athens, PA

The goal of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three initial options that will connect you with matching lenders and loan programs.

Review USDA loan requests and matching results on Lendersa


Athens Lenders

  • Guthrie Community Credit Union
  • 104 N Elmer Avenue, Sayre, PA, 18840
  • Lends in Pennsylvania
  • Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.

  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.

  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.

    Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.

  • First Citizens Community Bank
  • 1163 South Main Street, Mansfield, PA, 16933
  • Lends in Pennsylvania
  • A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.