Explore the differences! FHA VS Conventional loan programs in Sayre, Bradford County, Pennsylvania

In 2026, the limit for a conventional loan in Sayre, part of Bradford county, PA, is set at $726,200. Meanwhile, the FHA loan limit applicable for a single-family home in the same area is $472,030. These financial limits are crucial for buyers as they define the maximum borrowing potential available to them in this part of the state.

Employ the Lendersa® Conventional loan calculator to compare the top available rates for Conventional loans today, in contrast to FHA and USDA options. This comprehensive tool helps you determine the necessary qualifications including income thresholds, credit ratings, reserves, and required documentation. Our advanced mortgage calculator allows for a side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding which program in PA aligns best with your particular financial outlook and goals.

Begin by exploring and comparing loan offers sourced from a wide selection of over 100 lenders

2026 Loan Limits and Down Payment Requirements in Sayre, County of Bradford, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Information provided in this comparison table specifically pertains to the listed zip codes: 18840. It is recommended to confirm with your specific zip code to ensure accurate loan limits and requirements.

Exploring Loan Paths: Conventional and FHA Opportunities in Sayre, PA

The core mission of Lendersa® is to promptly align you with the most appropriate loan options, be they Conventional, USDA, or FHA, minimizing unnecessary complexities along the way. Opt for one of the three foundational starting points provided to connect with compatible lenders and personalized loan programs that meet your financial needs and aspirations.

Illustration of Lendersa USDA loan requests and matching outcomes


Sayre Lenders

  • Guthrie Community Credit Union
  • 104 N Elmer Avenue, Sayre, PA, 18840
  • Lends in Pennsylvania
  • Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.

  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.

  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.

    Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.