Explore the differences! FHA VS Conventional loan programs in Bedford, Bedford County, Pennsylvania
In 2026, the maximum limit for a Conventional loan in Bedford, found in Bedford county, PA, is $726,200. For a single-family home, the FHA cap is $472,030.
The Lendersa® Conventional loan calculator lets you assess today's leading rates among Conventional, FHA, and USDA loans. Determine the qualifications in terms of income, credit, reserves, and documents. Our sophisticated mortgage calculator enables side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, guiding you to choose the best program in PA for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Bedford, Bedford, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 15522
Conventional and FHA Loan Choices in Bedford, PA
Lendersa® aims to efficiently secure the best possible Conventional, USDA, or FHA loan without hassle. Select from one of three initial paths to connect with appropriate lenders and loan programs.
The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.
Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
Our mission as an independent community bank has remained unchanged for over 130 years. We are committed to providing excellent service and competitive products as well as maintaining a high profile in the growth and economic development of the markets we serve. We're a team of banking professionals, that happen to be your neighbors and friends.
111 Franklin Street, Room 224, Johnstown, PA, 15901
Lends in Pennsylvania
G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
