FHA VS Conventional loan programs in 2026 for West-Providence, Bedford County, Pennsylvania

In 2026, within West-Providence in Bedford, PA, the Conventional loan limit is $647,200. Meanwhile, the FHA cap for a single-family residence is $420,680.

Explore Lendersa®'s Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA options. It helps clarify the income, credit, reserves, and documents needed for qualification. This advanced tool showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the selection of the best program for your needs in PA.

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Loan Limits and Downpayment Details for 2026 in West-Providence, Bedford, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 15537

Choose Conventional and FHA Loan Options in West-Providence, PA

Lendersa® is dedicated to providing you with the optimal Conventional, USDA, or FHA loan efficiently and seamlessly. Choose from three starting paths that align you with the right lenders and loan programs.

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West-Providence Lenders

  • Morrisons Cove 1st Federal Credit Union
  • 7533 Woodbury Pike, Roaring Spring, PA, 16673
  • Lends in Pennsylvania
  • The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.

  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • Lends in Pennsylvania
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.

    Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.

  • Community State Bank of Orbisonia
  • 478 Ridgley Street, Orbisonia, PA, 17243
  • Lends in Pennsylvania
  • From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.

  • JP Mortgage Lending
  • 422 Allegheny Street, Hollidaysburg, PA, 16648
  • Lends in Pennsylvania
  • Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.