FHA VS Conventional loan in Cheltenham, Montgomery County, Pennsylvania

In the year 2025, the conventional loan limit in Cheltenham, located in the county of Montgomery, PA, is set at $726,200. For FHA, the loan limit applicable to a single-family residence is $529,000. Knowing these limits can be crucial for planning your real estate financing.

Employ Lendersa®'s Conventional loan calculator to examine today's leading rates among Conventional, FHA, and USDA loans. This tool enables you to determine the required income, credit qualifications, reserves, and necessary documentation to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans. Such an overview supports the selection of the best program in PA to suit your financial needs.

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Detailed 2025 loan limits and down payment requirements in Cheltenham, county of Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison table is applicable to zip codes: 19038, 19095, 19012, 19027

Explore loan options for Conventional and FHA in Cheltenham, PA

The mission of Lendersa® is to expedite securing the optimal Conventional, USDA, or FHA loan, efficiently and without hassle. Choose from three starting paths designed to align you with the best matching lenders and appropriate loan programs.

How Lendersa matches USDA loan requests with effective results


  • Stillman Bank
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  • Blackhawk Community Credit Union
  • 2640 West Court Street, Janesville, WI, 53548
  • Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
  • Peoples Bank
  • 526 East Main Street, Hohenwald, TN, 38462
  • We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
  • CBC National Bank
  • 1891 S 14th St, Fernandina Beach, FL, 32034
  • CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.
  • Atlantic Mortgage Consultants Inc
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  • SWAN FINANCIAL CORPORATION
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  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
  • Jet HomeLoans
  • 1910 South 14th Street #101, Fernandina Beach, FL, 32034
  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
  • Capital City Home Loans, LLC
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  • Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
  • The Farmers Bank of Mt. Pulaski
  • 130 South Washington Street, Mount Pulaski, IL, 62548
  • The history of The Farmers Bank of Mt. Pulaski, Illinois begins in 1872 when Leonard K. Scroggin, with the assistance of Walter Sawyer, formed a private bank, known as the Scroggin & Sawyer Bank. Mr. Scroggin was a local land owner and had a successful farming business which had grown to such an extent that he decided to open a private bank.
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  • Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.