FHA VS Conventional loan programs in 2026 for Oreland, Montgomery County, Pennsylvania

In 2026, the Conventional loan cap for Oreland, in the county of Montgomery, PA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $529,000.

Utilize the Lendersa® Conventional loan calculator to contrast the best available rates for Conventional, FHA, and USDA loans. This tool helps assess necessary income, credit scores, reserves, and documents for qualification. You can view side-by-side comparisons of Conforming Conventional loans with USDA, FHA, or VA to determine the best fit for your financial scenario in PA.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Details for Oreland, Montgomery, PA

Loan Variant Maximum Limit Downpayment%
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison table is applicable to the following zip codes: 19038

Options for Conventional and FHA Loans in Oreland, PA

The mission of Lendersa® is to facilitate the quickest and easiest path to the finest Conventional, USDA, or FHA loans. Choose one of three initial pathways leading to matched lenders and loan programs.

Overview of Lendersa USDA loan request and match results


Oreland Lenders

  • BMC Keystone Home Mortgage
  • 508 N Tyson Ave, Glenside, PA, 19038
  • Lends in Pennsylvania
  • BMC Keystone is a licensed mortgage brokerage located in Glenside, PA. Simply put, we match home buyers with mortgage loans. We shop around, scanning dozens of lenders to find the most favorable rates, fees and terms for our clients who plan to purchase or refinance a home. We seek out the nation’s most creative and responsible lenders.

  • Keegan Mortgage Corporation
  • 1504 Walnut Avenue, Oreland, PA, 19075
  • Lends in Pennsylvania
  • Our team of mortgage professionals is committed to finding you the best mortgage deal possible, while providing trusted counsel, advice and support at every step along the way.As our past customers can attest, we do not rest until we’ve helped make their dreams a reality and same customers have turned to us time.

  • Global Home Lending
  • 209 Royal Avenue, Wyncote, PA, 19095
  • Lends in Pennsylvania
  • Global Home Lending combines the power of cutting edge technology with a world-class team of real estate and finance professionals. Our goal is to deliver fast execution and an unparalleled client experience. We bring our combined 35+ years of mortgage experience to deliver industry expertise with a personalized approach.

  • Trumark Financial Credit Union
  • 335 Commerce Drive, Fort Washington, PA, 19034
  • Lends in Pennsylvania
  • Since its founding in 1939 by a handful of Bell Telephone Company of Pennsylvania employees, TruMark Financial Credit Union has grown to be a leader in the credit union industry. TruMark Financial provides savings, transaction, and credit services solely for its members. The credit union’s field of membership includes anyone who lives

  • Frankel Financial Corp
  • 455 Pennsylvania Avenue, Suite 2LF, Fort Washington, PA, 19034
  • Lends in Pennsylvania
  • In 1976, Frankel Financial Corp. was established with the idea of providing a wide spectrum of financial solutions to the non-bank qualified loan transaction. Since then, Frankel Financial Corp. has evolved into a leading provider of innovative and flexible financial solutions to both bank qualified and non-bank qualified clients throughout

  • Filo Mortgage, L.L.C.
  • 500 Office Center Drive, Suite 400, Fort Washington, PA, 19034
  • Lends in Pennsylvania
  • Filo, you’ll get an easy and fast process, very low rates and low costs. Your loan experience starts amazing and stays amazing over the loan’s term. Maybe you want to close quickly on a dream home, or refinance a home to lower monthly payments or consolidate debt. We’re industry veterans who understand. Helping home buyers.

  • EAST COAST MORTGAGE AND FINANCIAL SERVICES, INC
  • 540 pennsylvania avenue, Suite 230, Fort Washington, PA, 19034
  • Lends in Pennsylvania
  • East Coast Mortgage is a family owned business that originally opened their doors in 1977. Once run by brothers Harvey and Lenny Seidman, it is has been operated by Harvey and his son Jeff since 1997. East Coast has been a Mortgage Lender closing and funding loans in our own name since 2002

  • Reversing PA Mortgage LLC
  • 5 Winslow Way, Dresher, PA, 19025
  • Lends in Pennsylvania
  • With a reverse mortgage there are no monthly principal and interest mortgage payments. Your responsibility is to pay property taxes and insurance, live in your home as your primary residence.Top uses of reverse mortgage money include, long term care, renovations, travel, pay off debt, daily living expenses, purchase of a smaller home(downsize).

  • Direct Mortgage Loan Company
  • 7112 Germantown Ave, Philadelphia, PA, 19119
  • Lends in Pennsylvania
  • Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial