FHA VS Conventional loan in Oreland, Montgomery County, Pennsylvania

In 2025, the Conventional loan cap for Oreland, in the county of Montgomery, PA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $529,000.

Utilize the Lendersa® Conventional loan calculator to contrast the best available rates for Conventional, FHA, and USDA loans. This tool helps assess necessary income, credit scores, reserves, and documents for qualification. You can view side-by-side comparisons of Conforming Conventional loans with USDA, FHA, or VA to determine the best fit for your financial scenario in PA.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Details for Oreland, Montgomery, PA

Loan Variant Maximum Limit Downpayment%
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison table is applicable to the following zip codes: 19038, 19075

Options for Conventional and FHA Loans in Oreland, PA

The mission of Lendersa® is to facilitate the quickest and easiest path to the finest Conventional, USDA, or FHA loans. Choose one of three initial pathways leading to matched lenders and loan programs.

Overview of Lendersa USDA loan request and match results


  • KB Mortgage LLC
  • 26 Colonial Drive, Perkiomenville, PA, 18074
  • KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.
  • Loan America MtgCo
  • 1619 Nicole Drive, Garnet Valley, PA, 19060
  • Our promise to you is that we will work every possible approach in getting the best possible mortgage for you. At Loan America, we try our hardest to bring our customers the best deals available. Our goals at Loan America is to provide the people of the tri-state area with the best loan opportunities available whether they have excellent credit
  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060
  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.
  • Benchmark Federal Credit Union
  • 1522 McDaniel Drive, West Chester, PA, 19380
  • Benchmark is the only Federal Credit Union serving Chester County exclusively! Since 1940, Benchmark Federal Credit Union has provided its members with complete financial services including free checking accounts, vacation and holiday club accounts, loans, certificates of deposit, money market accounts.
  • Howard Financial
  • 503 Bridle Path West, Chester, PA, 19380
  • Howard Financial has specialized in a wide variety of loan types and financing strategies including Conventional, FHA/VHA, Jumbo loans, Portfolio lending, and Reverse mortgages. We will guide you through the mortgage planning process and find the right fit for your needs.Whether a first-time homebuyer, purchasing an investment property.
  • U.S. Financial, Inc.
  • 107 East Chestnut Street, West Chester, PA, 19380
  • It can be a huge task to purchase a new house or refinance your current mortgage loan. You can count on us to guide you to the loan program that's the best fit for you. Our team of professionals is ready to help you with this important financial decision. U.S. Financial to be your guide in finding the right mortgage program for you!
  • 1st Trust Financial LLC
  • 604 French Creek Lane, Chester Springs, PA, 19425
  • 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
  • Citadel Credit Union
  • 520 Eagleview Boulevard, Exton, PA, 19341
  • Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.