FHA VS Conventional loan in Clarks-Summit, Lackawanna County, Pennsylvania

In the year 2026, the Conventional loan limit for Clarks-Summit in Lackawanna county, PA, is established at $647,200. For FHA loans, the limit is $420,680 applicable to single-family homes.

Leverage the Lendersa® Conventional loan calculator to easily compare the best available rates for Conventional, FHA, and USDA loans today. Assess the necessary income, credit standing, reserves, and documentation needed for each. With the power of our comprehensive mortgage calculator, you can view comparisons of Conforming Conventional loans, USDA, FHA, and VA options to choose which program in PA aligns best with your financial needs.

Investigate loan offers from over 100 lenders now

Loan limits and down payment specifics for 2026 in Clarks-Summit, situated in Lackawanna county, PA

Type of Loan Maximum Loan Minimum Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is pertinent to zip codes: 18411

Explore Conventional and FHA loan solutions in Clarks-Summit, PA

Lendersa® aims to help you secure the most advantageous Conventional, USDA, or FHA loan quickly and encounters no unnecessary obstacles. Choose from three avenues to connect with matching lenders and loan arrangements:

Lendersa presents USDA loan requests and matching results


Clarks-Summit Lenders

  • Citizens Savings Bank
  • 500 South State Street, Clarks Summit, PA, 18411
  • Lends in Pennsylvania
  • Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.

    Customers can easily open an account or apply for a loan online.

  • Hemisphere Home Loans
  • 421 Northern Boulevard South, Abington Township, PA, 18411
  • Lends in Pennsylvania
  • Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.

  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Lends in Pennsylvania
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i

  • NET Credit Union
  • 119 Mulberry Street, Scranton, PA, 18503
  • Lends in Pennsylvania
  • NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.

  • Kapital Mortgage Lending LLC
  • 329 Penn Avenue, Suite 200, Scranton, PA, 18503
  • Lends in Pennsylvania
  • We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.

  • Whitehall Mortgage Financial
  • 306 S Keyser Ave, Old Forge, PA, 18518
  • Lends in Pennsylvania
  • Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.

  • Invicta Mortgage Group
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • Invicta Mortgage Group, Inc
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • United Financial Insurance Group, LLC.
  • 2061 W. La Plume Rd, La Plume, PA, 18440
  • Lends in Pennsylvania
  • United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.