Explore the differences! FHA VS Conventional loan programs in Dickson-City, Lackawanna County, Pennsylvania

In 2026, the conventional loan limit in Dickson-City, within Lackawanna county, PA is set at $647,200, while the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents required to qualify. Our advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in PA fits your financial needs best.

Explore offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Dickson-City, County of Lackawanna, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the zip codes: 18508

Conventional and FHA Loan Choices in Dickson-City, PA

Lendersa's goal is to efficiently secure the best Conventional, USDA, or FHA loan for you. Choose from these three pathways to connect with matching lenders and loan programs.

Examine results for Lendersa USDA loan requests


Dickson-City Lenders

  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Lends in Pennsylvania
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i

  • NET Credit Union
  • 119 Mulberry Street, Scranton, PA, 18503
  • Lends in Pennsylvania
  • NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.

  • Kapital Mortgage Lending LLC
  • 329 Penn Avenue, Suite 200, Scranton, PA, 18503
  • Lends in Pennsylvania
  • We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.

  • FNCB Bank
  • 100 South Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).

    On October 27, 1987, upon approval at a special shareholder's meeting

  • Fidelity Bank Pennsylvania
  • 101 North Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • Fidelity Bank has over 118 year history of exceeding its clients'​ expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients

  • My City Mortgage
  • 1439 Monroe Ave, Suite 2, Dunmore, PA, 18512
  • Lends in Pennsylvania
  • My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.

  • Mid Atlantic Funding, Inc.
  • 203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
  • Lends in Pennsylvania
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for y

  • Citizens Savings Bank
  • 500 South State Street, Clarks Summit, PA, 18411
  • Lends in Pennsylvania
  • Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.

    Customers can easily open an account or apply for a loan online.

  • Hemisphere Home Loans
  • 421 Northern Boulevard South, Abington Township, PA, 18411
  • Lends in Pennsylvania
  • Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.