FHA VS Conventional loan in Scranton, Lackawanna County, Pennsylvania
For the year 2025, in Scranton, which is in Lackawanna county, PA, the Conventional loan limit is $726,200 and for a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to explore current best rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you compare Conforming, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in PA.
2025 Loan Limits and Down Payments in Scranton, Lackawanna, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 18509, 18508, 18510, 18503, 18505, 18507, 18504, 18515, 18540
Options for Conventional and FHA Loans in Scranton, PA
The goal at Lendersa® is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Choose one of three starting points to connect with the right lenders and loan programs.
The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.
Every day we emphasize our customers always come first, it starts with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2440 Willamette Street, Suite 201, Eugene, OR, 97405
We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
At BestRate Capital Funding Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
6085 Douglas Blvd, Suite 300, Granite Bay, CA, 95746
The quality of work we put into each clients home loan dictates our success as a business. The only way we are successful is to create such a ""wow"" experience for our clients that they tell their family and friends.
We are committed to seeing our clients through the entire process of the mortgage application
6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
Our mission is to operate with honesty, integrity and clear communication. Cindy makes it her priority to respond rapidly to questions and concerns from homebuyers and homeowners. As a local, independent mortgage company in Roseville, Steelman can provide you with personalized customer service now and over the lifetime of your mortgage.
4168 Douglas Blvd, Suite 200, Granite Bay, CA, 95746
Verdeo Capital Group is one of the largest private money lenders in Northern California.Since 2006, Verdeo Capital Group has Funded over a quarter billion dollars in real estate loans. From the start-up Real Estate investor looking to get into the marketplace to the seasoned home owner looking to purchase a new luxury residence.
As a Mortgage Broker, Always Best Rate Mortgage Company works for you, the homeowner. We search the mortgage market daily to find the cheapest money from the best priced wholesale lenders. We consistently deliver lower rates at lower cost because of our hard work and dedication to your financial improvement.
6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
"At AHL we believe in the value of your word and the strength of a handshake and we strive to conduct business daily with those values formost in mind.
Collectively our ownership team brings over 40 years of mortgage lending experience to the table and we have clients that have worked with us over that entire time."
