For the year 2026, in Scranton, which is in Lackawanna county, PA, the Conventional loan limit is $726,200 and for a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to explore current best rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you compare Conforming, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in PA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 18509
The goal at Lendersa® is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Choose one of three starting points to connect with the right lenders and loan programs.
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