FHA VS Conventional loan programs in Clearfield, Clearfield County, Pennsylvania

For 2025, the conventional loan limit in Clearfield, located in Clearfield county, PA, is $726,200. Meanwhile, a single-family home under the FHA loan limit is $472,030.

Utilize the Lendersa® calculator to assess today’s top rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, and reserves for qualification. This tool lays Conforming Conventional, USDA, FHA, and VA loans side by side to guide which program in PA best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Clearfield, Clearfield County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 16830

Explore Conventional and FHA Loan Options in Clearfield, PA

Lendersa® is dedicated to finding the best possible Conventional, USDA, or FHA loan options for you swiftly, without hassle. Choose one from three pathways to align with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • The McCulloch Mortgage Team
  • 600 Lake Air Dr, Suite 1B, Waco, TX, 76710
  • At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
  • THE KOEHN MORTGAGE GROUP
  • 1600 Lake Air Dr, Waco, TX, 76710
  • The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
  • Texas Family Mortgage
  • 19023 Greenleaf Ridge Ct., Cypress, TX, 77429
  • Texas Family Mortgage, Kevin J. Force, believes in Honesty & Transparency throughout the mortgage process. He takes an educational approach as opposed to a sales approach, stemming from his experience in public service as a Firefighter, United States Marine, and a Police Officer. Kevin believes that by practicing Fair & Honest Lending.
  • 18th Street Mortgage
  • 209 B Stratford St, Houston, TX, 77006
  • At 18th Street Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • FundFast Network
  • 220 W Alabama St, Suite 106, Houston, TX, 77006
  • A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
  • Republic State Mortgage Co.
  • 815 Hawthorne Street, Houston, TX, 77006
  • Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.
  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
  • Plus4 Credit Union
  • 9998 Almeda Genoa Road, Houston, TX, 77075
  • Since 1929, Plus4 Credit Union has proudly served the financial needs of postal workers. But today, our passion for empowering families with affordable financial solutions extends to a wide variety of members. That's why we changed our name to Plus4 Credit Union. Our new name honors our proud postal heritage while laying the foundation