FHA VS Conventional loan in Treasure-Lake, Clearfield County, Pennsylvania

In 2026, the conventional loan limit in Treasure-Lake, county of Clearfield, PA, is set at $647,200. At the same time, the FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to contrast current rates among Conventional, FHA, and USDA loans to uncover the ideal choice. Understand the income, credit, reserves, and documentation needs for qualification. Our advanced mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, simplifying the decision for the best program to suit your financial situation in PA.

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Details on 2026 Loan Limits and Down Payment Needs in Treasure-Lake, Clearfield County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is applicable to the following zip codes: 15801

Exploring Conventional and FHA Loan Options in Treasure-Lake, PA

The goal of Lendersa® is to help you swiftly secure the most suitable Conventional, USDA, or FHA loan with ease. Choose one of the three starting points leading to matching lenders and loan offerings.

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Treasure-Lake Lenders

  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!

  • S&T BANK
  • 456 Main St, Brockway, PA, 15824
  • Lends in Pennsylvania
  • S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York.

    Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.

  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Lends in Pennsylvania
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.

  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • Lends in Pennsylvania
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.

  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Lends in Pennsylvania
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.

  • First Commonwealth Bank
  • 601 Philadelphia St, Indiana, PA, 15701
  • Lends in Pennsylvania
  • We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.

    Our success is built on creating an authentic community banking experience

  • American Dream Mortgage, Inc.
  • 164 Philadelphia St, Indiana, PA, 15701
  • Lends in Pennsylvania
  • Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.

  • PennCrest BANK
  • 1201 12th Street, Altoona, PA, 16601
  • Lends in Pennsylvania
  • PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.

    For financing a new home, saving for retirement, or just accessing your money quickly

  • Investment Savings Bank
  • 900 S. 16th Street, Altoona, PA, 16602
  • Lends in Pennsylvania
  • ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.