FHA VS Conventional loan programs in College, Centre County, Pennsylvania

In 2025, the conventional loan cap in College, under the jurisdiction of Centre county, PA, is $726,200. For a single-family home, the FHA limit reaches $472,030.

Utilize the Lendersa® calculator to compare today's leading rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and required documents for eligibility. Our sophisticated tool places Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose the ideal program in PA for your financial situation.

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2025 Loan Limits and Downpayment Requirements in College, Centre County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 16851, 16802, 16803, 16801, 16827

Explore Conventional and FHA Loan Options in College, PA

At Lendersa®, our aim is to ensure you get the most advantageous Conventional, USDA, or FHA loan quickly, with ease. Choose one of three starting points that result in matching lenders and appropriate loan solutions.

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  • Amerifirst Home Loans, LLC
  • 5847 San Felipe, 17th Floor, Houston, TX, 77057
  • Amerifirst Home Loans, LLC. (“we” or “us”) operates the https://amerifirsthomeloans.com/ website and related mobile applications for the solicitation, origination, servicing, and sale of mortgage loans (hereinafter referred to as the “Service”). This page informs you of our policies regarding the collection, use
  • Neider Mortgage
  • 5920 Star Lane, Houston, TX, 77057
  • Neider Mortgage's mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Flagstone Financial
  • 1800 Bering, Suite 100, Houston, TX, 77057
  • Flagstone Financial was founded in 2001 by Cary Michael Cox, who previously had started Vantage Capital Services and Houston Residential Properties. Darren Smith, with his CPA and MBA in finance, was brought on as a partner in 2005 to run the commercial lending division. We offer all mortgage types, though.
  • Clear Lending Corp
  • 2323 S. Voss Road, Suite 335, Houston, TX, 77057
  • Clear Lending is a residential and commercial real estate lending services company dedicated to maintaining the highest ethical standards to its customers, agencies, and lenders and most definitely committed to customer satisfaction.Clear Lending is licensed by the Texas Department of Savings and Mortgage Lending
  • Infinity Investment Group, Inc.
  • 6250 WESTPARK DRIVE SUITE 230, Houston, TX, 77057
  • Infinity Investment Group, Inc is a leading full service commercial mortgage brokerage (finance locator) for all of your commercial capital. We possess the financial resources, industry expertise and product knowledge to serve the needs of today’s real estate market. Infinity Investment Group, Inc.
  • Custom Funding
  • 3219 Maryfield Lane, Pearland, TX, 77581
  • Custom Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Preferred Funding, LLC
  • 2530 O'Day Rd, Pearland, TX, 77581
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Mortgage Options of Texas Limited Company
  • 2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
  • Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.
  • Best Lenders LLC
  • 3725 Woodking Drive, Suite A, Houston, TX, 77043
  • Best Lenders We have the lowest mortgage insurance rates in the industry, and we offer up to 97% escrow fee waivers on most products. We offer Conventional, VA, FHA, Jumbo, USDA and refinance loans. We provide a transparent and stress-free lending process and also T.M. SCHALL is the founer of the mortgage company
  • The Closing Table
  • 18518 Garden Bloom Lane, Cypress, TX, 77433
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.