FHA VS Conventional loan in State-College, Centre County, Pennsylvania
As of the year 2025, the conventional loan cap for State-College in Centre county, situated within PA, is set at $647,200. In contrast, the FHA limit is $420,680 and specifically applies to single-family homes, highlighting significant distinctions between these two loan types.
Leverage the Lendersa® Conventional loan calculator to analyze today's top rates among Conventional, FHA, and USDA offerings. It expertly assesses the required income levels, credit scores, reserves, and necessary documentation for loan approval. With our advanced mortgage calculator, juxtapose Conforming Conventional loans, USDA, FHA, and VA programs to discern the ideal match for your financial circumstances within PA. This easy-to-use tool is designed to make such complex comparisons straightforward and accessible.
In 2025, understand the loan limits and down payment requirements specific to State-College, located in Centre county of PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This detailed comparison table specifically applies to the following zip codes: 16802, 16803, 16801, 16804, 16805, providing region-specific data and insights.
Diverse options for Conventional and FHA loans within State-College in PA
At Lendersa®, our mission is to secure you the most favorable Conventional, USDA, or FHA loan swiftly and with minimal fuss. Choose one of three initial pathways that lead to aligning with appropriate lenders and customized loan offerings. These options are designed to streamline your application process and ensure you receive the best terms possible for your needs.
28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
Core Values Based Lending
I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.
"Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL
Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you.
Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.
Our family at Mortgage Team 1 is committed to providing our clients with the highest quality financial services. Our professional Mortgage Planners will work with you one on one to ensure that you get a financial plan that is tailored specifically to meet your mortgage needs. Whether you are purchasing your dream home,
Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.
The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.
Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University.
Through constant growth, we have added participating groups throughout the region
