FHA VS Conventional loan programs in 2025 for Duryea, Luzerne County, Pennsylvania

For the year 2025, the conventional loan limit within Duryea in the county of Luzerne, PA is set at $726,200. Meanwhile, for an FHA loan tailored for a single-family home, the limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to contrast current rates among Conventional, FHA, and USDA loans. It helps you evaluate the credit, income, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA options side by side, allowing you to choose the most suitable program for your particular financial situation within PA.

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2025 Loan Limits and Down Payment Requirements in Duryea, County of Luzerne, PA

Loan Type Loan Limit Down Payment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative chart is applicable to the following zip codes: 18642

Options for Conventional and FHA Loans in Duryea, PA

Lendersa® is committed to securing the most advantageous Conventional, USDA, or FHA loan for you quickly and efficiently. You can initiate the process through any of three sources that connect you with tailored lenders and loan programs.

Visual representation of Lendersa USDA loan request results


  • Advisors Capital, Inc.
  • 9810 Grand River Ave, Suite C-200, Novi, MI, 48375
  • We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.
  • Priority Mortgage Lending LLC
  • 6401 Citation Dr, Suite C, Clarkston, MI, 48346
  • Priority Mortgage Lending mission is to be the home financing partner that you trust to serve your family, friends and community. Our commitment is to give you a foundation that will show you our dedication and promise to you give you the best experience in home buying or the refinancing process.
  • Advantage Mortgage Company
  • 6978 Dixie Highway, Suite B, Clarkston, MI, 48346
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
  • Pro Mortgage Funding
  • 43422 W Oaks Dr, Suite 421, Novi, MI, 48377
  • We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.
  • Horizon of North Carolina
  • 1237 South Scales Street, Reidsville, NC, 27320
  • At Horizon of NC, we make acquiring a mortgage loan or home equity loan quick and easy, having you pre-qualified within 24-hours or less! We offer mortgage loans throughout the entire state of North Carolina. Our mission is to find the lowest interest rates and best loans possible.
  • 1st Monarch Mortgage
  • 1000 N Maple St, Marysville, OH, 43040
  • 1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.
  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.