FHA VS Conventional loan in Duryea, Luzerne County, Pennsylvania

For the year 2026, the conventional loan limit within Duryea in the county of Luzerne, PA is set at $726,200. Meanwhile, for an FHA loan tailored for a single-family home, the limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to contrast current rates among Conventional, FHA, and USDA loans. It helps you evaluate the credit, income, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA options side by side, allowing you to choose the most suitable program for your particular financial situation within PA.

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2026 Loan Limits and Down Payment Requirements in Duryea, County of Luzerne, PA

Loan Type Loan Limit Down Payment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative chart is applicable to the following zip codes: 18642

Options for Conventional and FHA Loans in Duryea, PA

Lendersa® is committed to securing the most advantageous Conventional, USDA, or FHA loan for you quickly and efficiently. You can initiate the process through any of three sources that connect you with tailored lenders and loan programs.

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Duryea Lenders

  • Whitehall Mortgage Financial
  • 306 S Keyser Ave, Old Forge, PA, 18518
  • Lends in Pennsylvania
  • Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.

  • UFCW Community Federal Credit Union
  • 377 Wyoming Avenue, Wyoming, PA, 18644
  • Lends in Pennsylvania
  • UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority.

    As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.

  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Lends in Pennsylvania
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i

  • NET Credit Union
  • 119 Mulberry Street, Scranton, PA, 18503
  • Lends in Pennsylvania
  • NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.

  • Kapital Mortgage Lending LLC
  • 329 Penn Avenue, Suite 200, Scranton, PA, 18503
  • Lends in Pennsylvania
  • We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.

  • Invicta Mortgage Group
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • Invicta Mortgage Group, Inc
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • Citizens Savings Bank
  • 500 South State Street, Clarks Summit, PA, 18411
  • Lends in Pennsylvania
  • Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.

    Customers can easily open an account or apply for a loan online.

  • Hemisphere Home Loans
  • 421 Northern Boulevard South, Abington Township, PA, 18411
  • Lends in Pennsylvania
  • Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.