FHA VS Conventional loan in Duryea, Luzerne County, Pennsylvania

For the year 2025, the conventional loan limit within Duryea in the county of Luzerne, PA is set at $726,200. Meanwhile, for an FHA loan tailored for a single-family home, the limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to contrast current rates among Conventional, FHA, and USDA loans. It helps you evaluate the credit, income, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA options side by side, allowing you to choose the most suitable program for your particular financial situation within PA.

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2025 Loan Limits and Down Payment Requirements in Duryea, County of Luzerne, PA

Loan Type Loan Limit Down Payment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative chart is applicable to the following zip codes: 18642

Options for Conventional and FHA Loans in Duryea, PA

Lendersa® is committed to securing the most advantageous Conventional, USDA, or FHA loan for you quickly and efficiently. You can initiate the process through any of three sources that connect you with tailored lenders and loan programs.

Visual representation of Lendersa USDA loan request results


  • Colorado Lending Inc
  • 6851 South Holly Circle, Suite 280, Centennial, CO, 80112
  • The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • WINPRO Funds LLC
  • 6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
  • WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
  • Denver Mortgage Pros
  • 1633 Eudora St, Denver, CO, 80220
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Omega Funding
  • PO Box 200862, Denver, CO, 80220
  • Omega Funding, Inc has been providing working capital to business owners since 1997. We can underwrite and fund directly out of our own money or use our network of private investors, non bank sources, and private capital firms. This makes us an invaluable resource in obtaining the best financing alternative for your growing business Over the 15 ye
  • The Best Loan Officer
  • 225 Union Blvd, Suite 150, Denver, CO, 80229
  • Colorado's Best Mortgage Broker, The Best Loan Officer! If you need money for a real estate transaction, we can find it for you. As your expert mortgage broker, your best interest is always on my mind. I like to keep my clients for life. The only way to do that is to offer exceptional service plus knowing that I am your trusted advisor
  • Mindful Mortgage Group
  • 1271 Banner Circle, Erie, CO, 80516
  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.
  • 5280lend.com
  • 6775 E Evans Ave, Denver, CO, 80224
  • We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.
  • Universal Lending
  • 6775 E Evans Ave, Denver, CO, 80224
  • Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
  • Nathan Mortgage
  • 6825 E Tennessee Ave, Suite 415, Denver, CO, 80224
  • At Nathan Mortgage, our mission is to bring you the best options, be an informative guide and always be your strongest advocate. We strongly believe in contributing to the communities that we hold close to our heart. Both personally and through Nathan Mortgage, Nathan Beauchamp is an active member and donor to the Guys Who Give Arapahoe chapter.