Explore the differences! FHA VS Conventional loan programs in Moosic, Lackawanna County, Pennsylvania

In 2026, the conventional loan limit for Moosic, within Lackawanna county, PA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to assess today's top rates, comparing Conventional with FHA and USDA options. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, helping you decide which program in PA best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Moosic, County of Lackawanna, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 18641

Conventional and FHA Loan Choices in Moosic, PA

Lendersa® aims to quickly and smoothly help you get the best Conventional, USDA, or FHA loan possible. Choose one of three starting points that connect you with matching lenders and loan options.

See results for Lendersa USDA loan request matches


Moosic Lenders

  • Whitehall Mortgage Financial
  • 306 S Keyser Ave, Old Forge, PA, 18518
  • Lends in Pennsylvania
  • Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.

  • Invicta Mortgage Group
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • Invicta Mortgage Group, Inc
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Lends in Pennsylvania
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i

  • NET Credit Union
  • 119 Mulberry Street, Scranton, PA, 18503
  • Lends in Pennsylvania
  • NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.

  • Kapital Mortgage Lending LLC
  • 329 Penn Avenue, Suite 200, Scranton, PA, 18503
  • Lends in Pennsylvania
  • We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.

  • UFCW Community Federal Credit Union
  • 377 Wyoming Avenue, Wyoming, PA, 18644
  • Lends in Pennsylvania
  • UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority.

    As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.

  • VAntage Trust Federal Credit Union
  • 247 Wilkes Barre Township Boulevard, Wilkes Barre, PA, 18702
  • Lends in Pennsylvania
  • VAntage Trust Federal Credit Union has been serving its members since 1948 when it was founded by the employees of the VA Medical Center, Wilkes-Barre, Pennsylvania. We now serve over 8, 000 members. Our membership also includes members from 70 active Select Employee Groups (SEG). We are chartered by the federal government.

  • Cross Valley Federal Credit Union
  • 640 Baltimore Drive, Wilkes Barre, PA, 18702
  • Lends in Pennsylvania
  • Cross Valley FCU was chartered by the National Credit Union Association in February 1969.Originally chartered as the Wilkes-Barre Federal Employees Federal Credit Union, its sponsor was the Data Operations Center of Social Security in Wilkes-Barre. Subsequent expansion of the Federal Charter was approved by NCUA to include Select Employee Groups.