FHA VS Conventional loan programs in 2026 for West-Pittston, Luzerne County, Pennsylvania

In 2026, the conventional loan limit in West-Pittston, county of Luzerne, PA is set at $647,200, while for an FHA loan on a single-family home, the limit is $420,680.

Make use of the Lendersa® Conventional loan calculator to compare the most favorable rates for Conventional, FHA, and USDA loans today. This tool allows you to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in PA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in West-Pittston, County of Luzerne, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table comparison applies to these zip codes: 18643

Options for Conventional and FHA Loans in West-Pittston, PA

Lendersa® is committed to helping you secure the optimal Conventional, USDA, or FHA loan quickly and without hassle. Begin by choosing one of these three options that link you to matching lenders and loan programs.

Illustration of Lendersa USDA loan requests and matching outcomes


  • Unify Home Lending
  • 2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
  • We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.

  • OMNI HOME FINANCING LLC
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  • Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.

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  • 2209 Mount Rushmore Rd, Suite 1, Rapid City, SD, 57701
  • Heritage Home Lending is a Mortgage Brokerage founded in Rapid City, SD. The goal is your peace of mind. The goal is to earn your trust and exceed your expectations. Jesse Herrington and Brady MacIver are two very experienced loan officers that will be working diligently on your behalf.

  • Extraco Banks
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  • Yuma County Federal Credit Union
  • 419 W 8th Ave, Yuma, CO, 80759
  • We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.

  • First Community Bancshares, Inc
  • 703 Swanner Loop, Killeen, TX, 76543
  • First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.

  • Anchor D Bank
  • 1913 N. Hwy 64, Guymon, OK, 73942
  • Anchor D Bank has 5 offices located in the Oklahoma / Texas Panhandle. Anchor D Bank is a closely held, family owned bank. Constent, quality service is the focus of our organization. The ownership, and employees, are committed to remaining an independent bank with our focus on the communities and customers we serve.

  • The Bank of Tioga
  • 7 North Main Street, Tioga, ND, 58852
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  • Hemingford Co-Operative Federal Credit Union
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    The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members.
    The credit union is a member-owned financial cooperative providing banking services including savings