Explore the differences! FHA VS Conventional loan programs in East-Penn, Carbon County, Pennsylvania

In 2025, the limit for Conventional loans in East-Penn, located within the county of Carbon, PA, is set at $647,200. Meanwhile, the FHA limit for a single-family home in the same area is $420,680. These figures are critical for prospective homebuyers as they navigate the available mortgage options in this particular region.

To assist in understanding the best paths forward, the Lendersa® Conventional loan calculator provides a comprehensive comparison of today's top rates across various loan types, including Conventional, FHA, and USDA. This advanced calculator guides you in determining the necessary income levels, credit conditions, reserves, and documentation required to qualify for these financial products. It presents a detailed side-by-side view of Conforming Conventional loans, USDA options, FHA, and VA loans, thereby simplifying the decision-making process and ensuring you can select the most appropriate program tailored to your financial circumstances in PA.

Explore and compare loan offers from a wide array of 100 lenders

2025 - Detailed Loan Limits and Down Payment Requirements in East-Penn, County of Carbon, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $298,080 0%
FHA $420,680 3.5%

This comprehensive comparison applies to the zip codes: 18212, 18235

Exploring a Range of Conventional and FHA Loan Options in East-Penn, PA

The ultimate aim of Lendersa® is to provide you with fast and easy access to the best possible loan, whether it be a Conventional, USDA, or FHA option, without the hassle. Begin with any of these three routes to find lenders and loan programs that fit your specific financial needs:

Lendersa USDA loan request and matching results


  • Citizens Bank Tennessee
  • 300 Broad Street, Elizabethton, TN, 37643
  • Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
  • Advanced Mortgage Services, Inc.
  • 1970 W. Elk Avenue, Unit C, Elizabethton, TN, 37643
  • At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Lumbee Guaranty Bank
  • 403 E 3RD St, Pembroke, NC, 28372
  • Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million
  • MyUSA Credit Union
  • 3600 Towne Boulevard, Middletown, OH, 45005
  • The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
  • Atrium Credit Union
  • 6051 Market Avenue, Suite C, Franklin, OH, 45005
  • Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.
  • Lake Huron Credit Union
  • 1540 Tittabawassee Road, Saginaw, MI, 48604
  • Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
  • Port City Mortgage
  • 8024 Market St, Wilmington, NC, 28411
  • Port City Mortgage (PCM) was founded on the premise that all customers want and deserve an honest, “no pressure” experience when shopping for a mortgage. PCM does just that for our customers. We disclose in writing all fees and costs associated with the interest rate we quote you, and why the rates we offer are lower than our competitors.
  • Versailles Savings and Loan Company
  • 10413 Kley Road, Versailles, OH, 45380
  • At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office
  • New Executive Mortgage
  • 100 W. Midland St., Bay City, MI, 48706
  • New Executive Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603
  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.
  • Centerbank
  • 744 State Route 28, Milford, OH, 45150
  • CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage