Explore the differences! FHA VS Conventional loan programs in Eldred, Monroe County, Pennsylvania

In 2025, the conventional loan limit for Eldred in Monroe county, PA, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's optimal rates between Conventional, FHA, and USDA loans. This will help determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side-by-side, facilitating the best program choice in PA for your financial circumstances.

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Loan limits and down payment requirements for 2025 in Eldred, Monroe county, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 18058, 18353

Explore Conventional and FHA loan possibilities in Eldred, PA

The aim of Lendersa® is to help you secure the most suitable USDA, FHA, or Conventional loan quickly and efficiently. Choose one of three starting paths to find matching lenders and loan programs.

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  • Indiana Members Credit Union
  • PO Box 47769, Indianapolis, IN, 46247
  • Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.
  • Wholesale Mortgage Source, LLC
  • 12700 Townepark Way, Suite 111, Louisville, KY, 40242
  • Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
  • United Financial Group, LLC.
  • 2500 Hermitage Way, Louisville, KY, 40242
  • ​United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
  • Elements Financial
  • 225 South East Street, Suite 300, Indianapolis, IN, 46202
  • "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union. We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."
  • Knoxville Law Enforcement Federal Credit Union
  • 501 E Summit Hill Drive, Knoxville, TN, 37915
  • Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.
  • Honor Credit Union
  • 8385 Edgewood Road, Berrien Springs, MI, 49103
  • Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
  • UT Federal Credit Union
  • PO Box 51848, Knoxville, TN, 37950
  • UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves
  • Lake-Osceola State Bank
  • 790 N Michigan Ave., Baldwin, MI, 49304
  • Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
  • Home Federal Bank of Tennessee
  • 515 Market Street, Knoxville, TN, 37902
  • A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards