FHA VS Conventional loan in Elizabethtown, Lancaster County, Pennsylvania

As of 2025, the cap for conventional loans in Elizabethtown, located in Lancaster county, PA, is set at $726,200, whereas the FHA limit is $472,030 for a single-family home.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. It helps assess the necessary income, credit score, reserves, and documentation needed for eligibility. Our advanced mortgage tool presents Conforming, Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on which program in PA best suits your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Elizabethtown, Lancaster County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data applies to these zip codes: 17022

Explore Conventional and FHA Loan Options in Elizabethtown, PA

The mission of Lendersa® is to secure an optimal Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose one of the three approaches to match with lenders and loan programs.

Results for Lendersa USDA loan request and matching


  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"
  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.
  • American Liberty Mortgage
  • 402 S KENTUCKY AVE #310, Lakeland, FL, 33801
  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one
  • Peoples Savings Bank
  • 400 East Iowa Avenue, Indianola, IA, 50125
  • Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first. We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
  • Sam Yoder Mortgage Team
  • 2500 W 2nd Ave, Suite 4, Indianola, IA, 50125
  • Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!
  • Boundary Waters Bank
  • 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
  • BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
  • Lake Elmo Bank
  • 11465 39th Street N, Lake Elmo, MN, 55042
  • Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.
  • Impact Mortgage LLC
  • 2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
  • Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060
  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.