FHA VS Conventional loan programs in West-Donegal, Lancaster County, Pennsylvania

In 2026, the maximum for a conventional loan in West-Donegal, county of Lancaster, PA is $647,200, whereas for a single-family home, the FHA limit is $420,680.

Use the Lendersa® Conventional loan calculator to review today's leading rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to assist in choosing the most suitable program in PA for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in West-Donegal, Lancaster, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant to the following zip codes: 17570

Options for Conventional and FHA Loans in West-Donegal, PA

The aim of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan without hassle. Start with one of three options to match with lenders and suitable loan programs.

Results from Lendersa USDA loan request matching


West-Donegal Lenders

  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Lends in Pennsylvania
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.

  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Lends in Pennsylvania
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.

  • White Rose Credit Union
  • 3498 Industrial Drive, York, PA, 17402
  • Lends in Pennsylvania
  • White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.

  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.

  • Penlanco Federal Credit Union
  • 630 Delp Road, Suite C, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.

  • Penn Home Mortgage
  • 255 Butler Avenue, Suite 300, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Prosper Mortgage Funding
  • 32C E Roseville Rd, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.

  • PMG Funding
  • 1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.

  • LMC HOME LOANS
  • 1794 Oregon Pike, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.