FHA VS Conventional loan in Exton, Chester County, Pennsylvania

In 2026, the Conventional loan ceiling in Exton, within Chester county, PA, is established at $726,200. In contrast, the FHA limit for a single-family home stands at $529,000.

Leverage the Lendersa® Conventional loan calculator to weigh today's top Conventional, FHA, and USDA rates against each other. Find out what income, credit, reserves, and documents are needed to qualify. Our sophisticated mortgage calculator lays out the Conforming Conventional loans beside USDA, FHA, and VA options, helping streamline your decision-making for the right program in PA tailored to your financial needs.

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2026 Loan Limits and Down Payment Requirements in Exton, Chester, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This table is applicable to the zip codes: 19341

Explore Conventional and FHA Loan Alternatives in Exton, PA

The primary goal of Lendersa® is to swiftly and effortlessly secure the best Conventional, USDA, or FHA loans tailored to your needs. Choose among three initial pathways that consistently lead to matching lenders and appropriate loan programs.

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Exton Lenders

  • Citadel Credit Union
  • 520 Eagleview Boulevard, Exton, PA, 19341
  • Lends in Pennsylvania
  • Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.

  • J & S Mortgage Inc
  • 311 Exton Commons, Exton, PA, 19341
  • Lends in Pennsylvania
  • J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.

  • Advantage Financial Funding Corporation
  • 124 John Robert Thomas Drive, Exton, PA, 19341
  • Lends in Pennsylvania
  • HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis.

    If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.

  • Benchmark Federal Credit Union
  • 1522 McDaniel Drive, West Chester, PA, 19380
  • Lends in Pennsylvania
  • Benchmark is the only Federal Credit Union serving Chester County exclusively! Since 1940, Benchmark Federal Credit Union has provided its members with complete financial services including free checking accounts, vacation and holiday club accounts, loans, certificates of deposit, money market accounts.

  • Howard Financial
  • 503 Bridle Path West, Chester, PA, 19380
  • Lends in Pennsylvania
  • Howard Financial has specialized in a wide variety of loan types and financing strategies including Conventional, FHA/VHA, Jumbo loans, Portfolio lending, and Reverse mortgages. We will guide you through the mortgage planning process and find the right fit for your needs.Whether a first-time homebuyer, purchasing an investment property.

  • U.S. Financial, Inc.
  • 107 East Chestnut Street, West Chester, PA, 19380
  • Lends in Pennsylvania
  • It can be a huge task to purchase a new house or refinance your current mortgage loan. You can count on us to guide you to the loan program that's the best fit for you. Our team of professionals is ready to help you with this important financial decision. U.S. Financial to be your guide in finding the right mortgage program for you!

  • 1st Trust Financial LLC
  • 604 French Creek Lane, Chester Springs, PA, 19425
  • Lends in Pennsylvania
  • 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.

  • WORLD TRADE MORTGAGE LLC
  • 1571 General Patton Drive, Downingtown, PA, 19335
  • Lends in Pennsylvania
  • World Trade Mortgage is a Pennsylvania Mortgage Broker located in Chester County. Our Senior Management has over 20 years of experience in the mortgage industry and related financial fields. Since inception we have focused on building our business one mortgage at a time. We value each and every customer

  • Meridian Bank
  • 9 Old Lincoln Hwy, Malvern, PA, 19355
  • Lends in Pennsylvania
  • Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking