FHA VS Conventional loan in Freeland, Luzerne County, Pennsylvania

In the year 2025, the set limit for conventional loans in Freeland, which lies within the county of Luzerne, PA, reaches up to $726,200. Conversely, the FHA loan threshold for similar single-family residences is established at $472,030.

The Lendersa® Conventional loan calculator is a practical tool designed to aid you in comparing today's top-rated Conventional, FHA, and USDA loans, assisting with determining necessary qualifications like income level, credit, and reserves. Through our sophisticated mortgage calculator, you can review the Conforming Conventional loans alongside USDA, FHA, and VA options to determine which plan best meets your financial necessities in PA.

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2025 Loan limits and Down Payment Standards in Freeland, in the county of Luzerne, located within PA

Type of Loan Limitations on Loan Down Payment Required
Conforming Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is applicable to these zip codes: 18224

Exploring Conventional and FHA Loan Options in Freeland, located in PA

The primary objective of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan expediently and with minimal complexity. Choose from three initial paths to connect with lending institutions and loan plans tailored to your needs.

Lendersa USDA loan request and matching results


  • Golden State Mortgage
  • 2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
  • Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
  • Matadors Community Credit Union
  • 20045 Prairie St, Chatsworth, CA, 91311
  • Matadors Community Credit Union (MCCU) is a full-service financial institution with a single focus: your financial success! We offer a great range of choices for the services you want in a friendly environment that places your needs first. MCCU has helped members with their finances since we were founded in 1963.
  • RateBeat LLC
  • 9400 Topanga Canyon Boulevard, Suite 210, Chatsworth, CA, 91311
  • Ratebeat is an independent mortgage lender based in California and originates a range of mortgage products in California, New Jersey, Texas and Connecticut. We pride ourselves in being a trusted partner to assist you in evaluation of mortgage options. With us, you can explore ways to finance the purchase of your first home.
  • Millennial Home Lending, Inc.
  • 9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311
  • The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First American Wholesale Lending
  • 9400 Topanga Canyon, Suite 204, Chatsworth, CA, 91311
  • At FAWL we understand that in today’s market, home financing requires a company with a proven track record, financial strength and integrity. Our unwavering commitment to excellence in these three key areas has earned us a reputation as one of the most well respected companies in the industry.
  • Linn-Co Federal Credit Union
  • 485 2nd Street, Lebanon, OR, 97355
  • Linn-Co was chartered in 1956 by eight school teachers at Green Acres School in Lebanon. Through the years we have evolved into a credit union that is chartered to serve all who live, work, worship or attend school in Linn County, and their out of town family members. We're one of the few financial institutions headquartered in Linn County.
  • Lone Oak Fund
  • 11611 San Vicente Blvd, Suite 640, Los Angeles, CA, 90049
  • Lone Oak Fund, LLC is a direct portfolio lender capitalized at one billion dollars. The Fund was established in 2003 by experienced real estate developers, Gerald A. Ducot and James A. Rothstein. Lone Oak Fund has focused on short term bridge loans, secured by first trust deeds on California real estate
  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.
  • Redondo Mortgage Center
  • 2304 Artesia Blvd., Redondo Beach, CA, 90278
  • For over twenty five years Redondo Mortgage Center (RMC) has handled billions of dollars in real estate loans in Southern California. Since 1989, its in-depth knowledge and resources have maintained its preferred broker status with real estate agents, builders and other professionals in the community.
  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.