Explore the differences! FHA VS Conventional loan programs in Mountain-Top, Luzerne County, Pennsylvania
In 2025, the conventional loan limit for Mountain-Top, located in the county of Luzerne, PA, stands at $647,200. Meanwhile, the FHA cap for a single-family home is $420,680.
The Lendersa® Conventional loan calculator allows you to compare today’s rates between Conventional, FHA, and USDA loans. This tool helps determine the income, credit score, reserves, and documents necessary for qualification. By viewing Conforming Conventional loans, USDA, FHA, and VA options side by side, you can decide which program is best suited for your situation in PA.
2025 Loan Limits and Downpayment Requirements in Mountain-Top, County of Luzerne, PA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 18707
Conventional and FHA Loan Options Available in Mountain-Top, PA
The aim of Lendersa® is to connect you with the best Conventional, USDA, or FHA loan efficiently, without hassle. Start with any of the three pathways to match lenders and suitable loan programs.
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"We are Committed!
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This is the reason our motto is:
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