FHA VS Conventional loan programs in Girard, Erie County, Pennsylvania

For 2026, the Conventional loan limit in Girard, located in Erie county, PA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to review today's leading rates for Conventional, FHA, and USDA loans. Learn the income, credit requirements, reserves, and documents needed. This advanced tool enables side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program in PA for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Girard, Erie, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to these zip codes: 16417

Conventional and FHA Loan Options in Girard, PA

Lendersa® aims to swiftly connect you with the optimal Conventional, USDA, or FHA loan, free of hassle. Select one of three starting options to match with appropriate lenders and loan programs.

Lendersa USDA loan requests and matching results


Girard Lenders

  • SELECT MORTGAGE, INC.
  • 2530 Village Common Dr., Erie, PA, 16506
  • Lends in Pennsylvania
  • SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step

  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Lends in Pennsylvania
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania.
    Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs

  • Tendto Credit Union
  • 1129 State Street, Erie, PA, 16501
  • Lends in Pennsylvania
  • Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. That’s why we call ourselves Tendto. Because we tend to see things differently. We tend to believe in the community we live in. And most importantly

  • Marquette Savings Bank
  • 920 Peach St, Erie, PA, 16501
  • Lends in Pennsylvania
  • Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper

  • Landmark Mortgage Group, Erie Branch- Mortgage Alie
  • 410 Cranberry St, Suite 130, Erie, PA, 16507
  • Lends in Pennsylvania
  • I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.

  • Widget Financial
  • 2154 East Lake Road, Erie, PA, 16511
  • Lends in Pennsylvania
  • Widget Financial are a We're a local not-for-profit credit union that is shared by more than 44, 000 members. Instead of stockholders found in traditional banks, our members both own and democratically control our financial cooperative. Our member-owners are the heart of our business

  • ONE – Federal Credit Union
  • 300 Arch Street, Meadville, PA, 16335
  • Lends in Pennsylvania
  • At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.

  • North East Welch Federal Credit Union
  • 115 Clay Street, North East, PA, 16428
  • Lends in Pennsylvania
  • At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.