Explore the differences! FHA VS Conventional loan programs in Springfield, Montgomery County, Pennsylvania
During the year 2025, the maximum lending limit for conventional loans in Springfield, which is located in Montgomery county, PA, stands at $726,200. Meanwhile, for a single-family home, the FHA loan limit is established at $529,000 as of this timeframe.
Make use of the Lendersa® Conventional loan calculator to perform a thorough comparison of today's available rate options among Conventional, FHA, and USDA loans. This tool helps evaluate the necessary criteria including income, credit scores, available reserves, and required documents to qualify efficiently and accurately. By using our advanced mortgage calculator, you can view details of Conforming Conventional loans, as well as USDA, FHA, and VA loans side by side in one convenient location. This allows you to make an informed decision on which specific program in PA will suit your financial situation best.
Loan Limits and Downpayment Requirements for 2025 in Springfield, County of Montgomery, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$529,000
3.5%
Note that this comprehensive comparison table is relevant for zip codes: 19038, 19031, 19444, 19075
Exploring Conventional and FHA Loan Opportunities in Springfield, PA
The mission of Lendersa® is to facilitate access to the fastest and easiest process for obtaining the best available loans, whether they be Conventional, USDA, or FHA, without unnecessary hassles. You can begin your journey by choosing from three distinct options that connect you to lenders and loan programs that align with your requirements.
Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations
River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees.
OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals.
We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
