FHA VS Conventional loan in Springfield, Montgomery County, Pennsylvania

During the year 2025, the maximum lending limit for conventional loans in Springfield, which is located in Montgomery county, PA, stands at $726,200. Meanwhile, for a single-family home, the FHA loan limit is established at $529,000 as of this timeframe.

Make use of the Lendersa® Conventional loan calculator to perform a thorough comparison of today's available rate options among Conventional, FHA, and USDA loans. This tool helps evaluate the necessary criteria including income, credit scores, available reserves, and required documents to qualify efficiently and accurately. By using our advanced mortgage calculator, you can view details of Conforming Conventional loans, as well as USDA, FHA, and VA loans side by side in one convenient location. This allows you to make an informed decision on which specific program in PA will suit your financial situation best.

You can also compare competitive loan offers from 100 or more lenders

Loan Limits and Downpayment Requirements for 2025 in Springfield, County of Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

Note that this comprehensive comparison table is relevant for zip codes: 19038, 19031, 19444, 19075

Exploring Conventional and FHA Loan Opportunities in Springfield, PA

The mission of Lendersa® is to facilitate access to the fastest and easiest process for obtaining the best available loans, whether they be Conventional, USDA, or FHA, without unnecessary hassles. You can begin your journey by choosing from three distinct options that connect you to lenders and loan programs that align with your requirements.

Lendersa USDA loan requests and matched results


  • CDC Federal Credit Union
  • 2301 Parklake Drive, Atlanta, GA, 30345
  • CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
  • SunTrust Bank
  • 2162 Henderson Mill Rd NE, Atlanta, GA, 30345
  • SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
  • MDH Mortgage
  • 2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • MFS Mortgage Service Inc.
  • 1704 W Foster Avenue, Chicago, IL, 60640
  • We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • Molitor Financial Group
  • 5412 N. Clark Street #223, Chicago, IL, 60640
  • Molitor Financial Group was created in 2005. We are a boutique lending firm which allows us the ability to focus all of our resources on you, the client. We are able to offer you the lending power of large corporate banks without treating you like you are just another borrower. We take the time to get to know you as a person.
  • Holly Walther Lending Team
  • 4343 Shallowford Road, Suite 110, Marietta, GA, 30062
  • Holly Walther have 20+ yrs of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia. Holly's exclusive concierge service, and systematic communication will keep you informed and involved every step of the way, ensuring a streamlined approval process.
  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi